Service Series: Spotlighting Pam Elliott, Chairman of the Board, Lakehurst Naval FCU

Pam Elliott has been on the board of directors in various capacities for Lakehurst Naval FCU for almost 30 years. She’s involved in the Financial Reality Fair program for schools throughout the area and was the recipient of the 2016 Calvin Jackson Memorial Volunteer of the Year Award from the New Jersey Credit Union League. Pam took some time recently to share her story and tell us why she’s continued to serve the credit union for almost three decades…

Pam Elliott helping Ocean County College students
learn about budgeting at a Reality Fair.

What brought you to the credit union industry?
In 1965, my husband Rod and I needed a car. Rod was in the Navy at Lakehurst Naval Base, was teaching at the school there. Rod’s coworker, who was on the Supervisory Committee at the credit union right up the road, said, “For goodness sakes, don’t get the loan from the car dealership! Go down to credit union and join. That’s the only way.” And we did.

Over the years since, we continued to go to the credit union’s annual meetings and I realized the credit union really interested me. I don’t how long it or exactly how it happened, but here I am 27 years later, the Chairman of the Board of Lakehurst Naval FCU.

Why have you stayed involved for so long, almost 30 years?
I think what really has kept me in it is I believe in it. I don’t get along with banks; we don’t have any money in the bank. We don’t have any bank accounts. We did, but when I first came on the board of the credit union, I made the switch. I’m a member of four credit unions, but I only deal with credit unions. The more I became involved, the deeper the concept has sunk into me, and I believe that it is the only way to go.

Why is that? How would you say credit unions are different? And why should people care about credit unions? Why should people know about these differences?
When asked about the difference, the first thing we say--me and Rod--is credit unions are member-owned. They don’t pay their board, keep lower fees, and better interest. And the friendliness. Credit unions are friendly; they care about you as a member.


Lakehurst Naval FCU serves the military and civil service employees (active or retired) of Joint Base McGuire Dix Lakehurst - Lakehurst area - and their families. It is located on the Joint Base McGuire Dix Lakehurst at 60 Lansdowne Road JBMDL, Lakehurst, NJ 08733. For more information, call  732-323-1194; or visit their Web site