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DESCRIPTION:In today's economic climate\, the U.S. Small Business Administr
 ation (SBA) loan programs continue to be one of the primary outlets for cr
 edit unions and other lending institutions to provide capital to their sma
 ll-business members and\, at the same time\, secure a 50% to 85% loan guar
 anty from the federal government. While the program can be quite profitabl
 e\, it is not without risks. Compliance with SBA regulations is mandatory 
 to ensure success and profitability. Due to numerous changes over the last
  year\, it is critical to understand the new rules and current interpretat
 ions of regulations in order to make the SBA loan programs work for you. H
 IGHLIGHTS Eligible uses of loan proceeds in EPC/OC transactions Change of 
 ownership – stock purchases/redemptions Key technical issues Allowable leg
 al fees Allowable fees for packaging and other services Debt refinancing C
 APLines Post-approval loan modifications Changes to Small Loan Advantage P
 rogram TAKE-AWAY TOOLKIT Links to key information on the SBA website\, inc
 luding the most-recent version of the SOP 50 10\, SBA forms\, and SBA poli
 cy notices WHO SHOULD ATTEND? This informative session is designed for bus
 iness development officers\, loan closers\, loan portfolio managers\, loan
  administrators\, SBA lending department managers\, and other personnel re
 sponsible for origination\, closing\, and servicing SBA loans. ABOUT THE P
 RESENTERS – Kimberly A. Rayer\, Esq. &amp\; Janet Dery\, Esq.\, Starfield 
 &amp\; Smith\, P.C. Kimberly Rayer is a partner in the law firm Starfield 
 &amp\; Smith\, PC\, where her practice concentrates on financial services\
 , commercial contracts\, and corporate law. Kimberly has extensive experie
 nce representing financial institutions and companies in connection with g
 overnment guaranteed lending\, commercial financing\, and other secured tr
 ansactions. She is admitted to practice before the Supreme Courts of Penns
 ylvania and New Jersey and the Federal District Court for the Eastern Dist
 rict of Pennsylvania. In addition\, she is a member of the American Bar As
 sociation and the National Association of Government Guaranteed Lenders (N
 AGGL) and was named as a Pennsylvania “Rising Star” by Philadelphia Magazi
 ne in 2010. She received a BS from Drexel University and a JD from the Jam
 es E. Beasley School of Law\, Temple University. Janet Dery is a partner i
 n the law firm of Starfield &amp\; Smith\, PC. She has extensive experienc
 e representing financial institutions and companies in connection with gov
 ernment-guaranteed lending\, commercial lending\, real estate\, business a
 cquisitions\, and corporate law. Janet is admitted to practice in Pennsylv
 ania and New Jersey and is qualified as a designated closing attorney unde
 r the US Small Business Administration’s 504 loan program. In addition\, s
 he is a member of the American Bar Association\, the National Association 
 of Government Guaranteed Lenders (NAGGL)\, and the National Association of
  Development Companies (NADCO). From 2007-2008 and 2010-2012\, Janet was n
 amed a Pennsylvania “Rising Star” by Philadelphia Magazine. She earned her
  Bachelor’s from The State University of New York in Oneonta and a JD from
  Widener University School of Law in Wilmington\, DE. PLEASE NOTE: Your re
 gistration fee allows you to have one telephone connection. However\, as m
 any people as you like may listen from your office speaker phone. If you r
 egister for the webinar\, your registration fee also includes one internet
  connection from a single computer terminal. THREE REGISTRATION OPTIONS 1.
  LIVE WEBINAR The LIVE WEBINAR option allows you to have one telephone con
 nection for the audio portion and one Internet connection (from a single c
 omputer terminal) to view online visuals as the presentation is delivered.
  You may have as many people as you like listen from your office speaker p
 hone. Registrants receive a toll-free number and pass code that will allow
  entrance to the seminar. The session will be approximately 90 minutes\, i
 ncluding question and answer sessions. Seminar materials\, including instr
 uctions\, pin number\, and handouts will be emailed to you prior to the br
 oadcast. You will need the most current version of Adobe Reader available 
 free at www.adobe.com. 2. ON-DEMAND WEB LINK** AND FREE CD ROM* Can't atte
 nd the live webinar? The ON-DEMAND WEB LINK** is a recording of the live e
 vent including audio\, visuals\, and handouts. We even provide the present
 er's email address so you may ask follow-up questions. Approximately 1 wee
 k prior to the webinar\, you will receive an email with the web link. This
  web link can be viewed anytime 24/7\, beginning 6 business days AFTER the
  webinar and will expire 6 months after the live program date. But there's
  more . . . AS AN ADDED BONUS\, you will also receive a FREE audio/visual 
 CD ROM.* The CD ROM includes the original audio/visual presentation\, the 
 question and answer sessions\, and the handouts. Use the on-demand link or
  this "off-the-shelf" training program for those that could not attend the
  live seminar and for future training. 3. BOTH LIVE WEBINAR AND ON-DEMAND 
 WEB LINK** (INCLUDES FREE CD-ROM*) Includes options 1 and 2 above *CD Rom 
 for PC use only **All materials are subject to copyright and intended for 
 your credit union's use only. NEW! Listen on your iPad\, iPhone\, or Andro
 id. Instructions will be emailed to you with the on-demand link. INVESTMEN
 T: $199.00 Webinar per connection $199.00 Archived On-Demand Web Link &amp
 \; Free CD ROM $249.00 Both Live Webinar &amp\; Archived On-Demand Web Lin
 k &amp\; Free CD ROM TIME: 3:00 p.m. - 4:30 p.m. To register and pay by ch
 eck\, email Mary Zelinsky at mzelinsky@njcul.org and your credit union wil
 l be invoiced. To register and pay online\, click here.
DTEND;TZID=Eastern Standard Time:20130423T163000
DTSTAMP:20130523T011732
DTSTART;TZID=Eastern Standard Time:20130423T150000
LOCATION:
SEQUENCE:0
SUMMARY:> Webinar: SBA Lending Update 2013: Trends\, Regulations & a Look a
 t SOP 50 10
UID:fb4c0eaf-04ca-462f-bcc5-0ca0a759ab6a
URL:http://www.njcul.org/-webinar-sba-lending-update-2013-trends-regulation
 s-a-look-at-sop-50-10-2013-04-23.aspx
END:VEVENT
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