BEGIN:VCALENDAR VERSION:2.0 METHOD:PUBLISH PRODID:-//ddaysoftware.com//NONSGML DDay.iCal 1.0//EN BEGIN:VTIMEZONE TZID:Eastern Standard Time BEGIN:STANDARD DTSTART;VALUE=DATE:18000101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=10;BYMONTHDAY=25,26, 27,28,29,30,31 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:DAYLIGHT DTSTART;VALUE=DATE:18000101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=4;BYMONTHDAY=1,2,3,4 ,5,6,7 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT BEGIN:STANDARD DTSTART;VALUE=DATE:20070101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=11;BYMONTHDAY=1,2,3, 4,5,6,7 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:DAYLIGHT DTSTART;VALUE=DATE:20070101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=3;BYMONTHDAY=8,9,10, 11,12,13,14 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT END:VTIMEZONE BEGIN:VEVENT DESCRIPTION:In 2012\, there have been many changes and proposed changes in the law and regulations regarding loans that it is difficult to keep up. H ave you overlooked any of the important lending issues? This webinar will review changes that will affect your credit union’s loan operations. HIGHL IGHTS Update on the Consumer Financial Protection Bureau and its hot butto ns Mortgage Origination Examination Procedures published by the Bureau in January 2012 New guidance regarding compensation of mortgage loan officers – sharing of credit union's profits\, 401(k)\, etc. New Reg Z rules on pr ompt crediting of loan payments Issues raised by examiners when loan payme nts come due on the weekend – possible UDAAP and Reg Z violation Issues ra ised by examiners when modification or extension of mortgage loan triggers higher-priced mortgage-loan rules – possible UDAAP violation Review of ne w federal bankruptcy rules and forms that became effective December 2011\, including the new Proof of Claim\, Mortgage Proof of Claim Attachment\, N otice of Mortgage Payment Change\, and Notice of Postpetition Mortgage Fee s\, Expenses\, and Charges And much more WHO SHOULD ATTEND? This informati ve session is directed to all lending personnel\, including loan officers\ , loan operations staff\, credit analysts\, managers\, compliance officers \, and attorneys. ABOUT THE PRESENTER – Elizabeth Fast\, JD &\; CPA\, S pencer Fane Britt &\; Browne LLP Elizabeth Fast\, Esq. is a partner wit h Spencer Fane Britt &\; Browne LLP where she specializes in the repres entation of financial institutions. Elizabeth is the head of the firm’s tr aining division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition \, she has a Master of Business Administration degree and she is a Certifi ed Public Accountant. Before joining Spencer Fane\, she was General Counse l\, Senior Vice President\, and Corporate Secretary of a $9 billion bank w ith more than 130 branches\, where she managed all legal\, regulatory\, an d compliance functions. She is a member of the Missouri State Banking Boar d by appointment of the Governor. PLEASE NOTE: Your registration fee allow s you to have one telephone connection. However\, as many people as you li ke may listen from your office speaker phone. If you register for the webi nar\, your registration fee also includes one internet connection from a s ingle computer terminal. THREE REGISTRATION OPTIONS 1. LIVE WEBINAR The LI VE WEBINAR option allows you to have one telephone connection for the audi o portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as man y people as you like listen from your office speaker phone. Registrants re ceive a toll-free number and pass code that will allow entrance to the sem inar. The session will be approximately 90 minutes\, including question an d answer sessions. Seminar materials\, including instructions\, pin number \, and handouts will be emailed to you prior to the broadcast. You will ne ed the most current version of Adobe Reader available free at www.adobe.co m. 2. ON-DEMAND WEB LINK** AND FREE CD ROM* Can't attend the live webinar? The ON-DEMAND WEB LINK** is a recording of the live event including audio \, visuals\, and handouts. We even provide the presenter's email address s o you may ask follow-up questions. Approximately 1 week prior to the webin ar\, you will receive an email with the web link. This web link can be vie wed anytime 24/7\, beginning 6 business days AFTER the webinar and will ex pire 6 months after the live program date. But there's more . . . AS AN AD DED BONUS\, you will also receive a FREE audio/visual CD ROM.* The CD ROM includes the original audio/visual presentation\, the question and answer sessions\, and the handouts. Use the on-demand link or this "off-the-shelf " training program for those that could not attend the live seminar and fo r future training. 3. BOTH LIVE WEBINAR AND ON-DEMAND WEB LINK** (INCLUDES FREE CD-ROM*) Includes options 1 and 2 above *CD Rom for PC use only **Al l materials are subject to copyright and intended for your credit union's use only. NEW! Listen on your iPad\, iPhone\, or Android. Instructions wil l be emailed to you with the on-demand link. INVESTMENT: $199.00 Webinar p er connection $199.00 Archived On-Demand Web Link &\; Free CD ROM $249. 00 Both Live Webinar &\; Archived On-Demand Web Link &\; Free CD ROM TIME: 3:00 p.m. - 4:30 p.m. To register and pay by check\, email mzelinsk y@njcul.org and your credit union will be invoiced. To register and pay on line\, click here. DTEND;TZID=Eastern Standard Time:20121128T163000 DTSTAMP:20130525T101125 DTSTART;TZID=Eastern Standard Time:20121128T150000 LOCATION: SEQUENCE:0 SUMMARY:> Webinar: Legal Update - Loans: 2012 in Review UID:ea4a0ca3-1518-45c8-9b23-50aa29b26a5c URL:http://www.njcul.org/-webinar-legal-update-loans-2012-in-review-2012-11 -28.aspx END:VEVENT END:VCALENDAR