BEGIN:VCALENDAR
VERSION:2.0
METHOD:PUBLISH
PRODID:-//ddaysoftware.com//NONSGML DDay.iCal 1.0//EN
BEGIN:VTIMEZONE
TZID:Eastern Standard Time
BEGIN:STANDARD
DTSTART;VALUE=DATE:18000101
RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=10;BYMONTHDAY=25,26,
 27,28,29,30,31
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
END:STANDARD
BEGIN:DAYLIGHT
DTSTART;VALUE=DATE:18000101
RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=4;BYMONTHDAY=1,2,3,4
 ,5,6,7
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
END:DAYLIGHT
BEGIN:STANDARD
DTSTART;VALUE=DATE:20070101
RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=11;BYMONTHDAY=1,2,3,
 4,5,6,7
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
END:STANDARD
BEGIN:DAYLIGHT
DTSTART;VALUE=DATE:20070101
RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=3;BYMONTHDAY=8,9,10,
 11,12,13,14
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
END:DAYLIGHT
END:VTIMEZONE
BEGIN:VEVENT
DESCRIPTION:Today there are several types of business accounts with many di
 fferent ways to perform financial transactions. With so many business enti
 ties\, it can be challenging to determine who is authorized to open\, clos
 e\, and transact business. In addition to opening business accounts in per
 son\, businesses bank online with debit cards and remote deposit. How are 
 these accounts set up and then changed as the business changes? What happe
 ns when a partner or sole proprietor dies? Can you keep the same EIN if a 
 sole proprietorship incorporates? What if the LLC members are other busine
 sses? How do they sign? The list of questions goes on. Understanding desig
 nations\, rules\, and authority on all types of business accounts can ensu
 re your credit union is taking the proper precautions and can assist in av
 oiding costly errors. This is a must-attend session for all who open busin
 ess accounts and for those who train or supervise in these areas! HIGHLIGH
 TS Changing signers on business accounts What happens when a business acco
 unt owner dies? Can a business account have a pay-on-death designation? Ca
 n a partner remove another partner? How can you give debit cards on busine
 ss accounts? Where is the liability? How do customer identification progra
 ms (CIP) work on business accounts? Can we have a power-of-attorney on a b
 usiness account? With a complicated limited liability company\, how do you
  know who is authorized to remove a signer when they are all managing memb
 ers? What are the CIP requirements for multi-tiered business accounts with
  businesses owning businesses? What is disregarding an entity for tax purp
 oses and how does that affect account styling? Resolutions\, signature car
 ds\, and endorsements And much\, much more… WHO SHOULD ATTEND? This inform
 ative session is directed to member service representatives\, branch manag
 ers\, lenders\, training and branch administration\, and tellers in the co
 mmercial area of the credit union. ABOUT THE PRESENTER – Deborah L. Crawfo
 rd\, gettechnical inc Deborah Crawford is the President of gettechnical in
 c.\, a Baton Rouge-based firm\, specializing in the education of financial
  institutions across the nation. Her 27+ years of experience began at Hibe
 rnia National Bank in New Orleans. She graduated from Louisiana State Univ
 ersity with both her bachelor’s and master’s degrees. Debbie specializes i
 n the education of financial institution employees and officers in the are
 a of deposit account laws\, new account documentation\, insurance\, comple
 x compliance regulations\, and IRAs. PLEASE NOTE: Your registration fee al
 lows you to have one telephone connection. However\, as many people as you
  like may listen from your office speaker phone. If you register for the w
 ebinar\, your registration fee also includes one internet connection from 
 a single computer terminal. THREE REGISTRATION OPTIONS 1. LIVE WEBINAR The
  LIVE WEBINAR option allows you to have one telephone connection for the a
 udio portion and one Internet connection (from a single computer terminal)
  to view online visuals as the presentation is delivered. You may have as 
 many people as you like listen from your office speaker phone. Registrants
  receive a toll-free number and pass code that will allow entrance to the 
 seminar. The session will be approximately 90 minutes\, including question
  and answer sessions. Seminar materials\, including instructions\, pin num
 ber\, and handouts will be emailed to you prior to the broadcast. You will
  need the most current version of Adobe Reader available free at www.adobe
 .com. 2. ON-DEMAND WEB LINK** AND FREE CD ROM* Can't attend the live webin
 ar? The ON-DEMAND WEB LINK** is a recording of the live event including au
 dio\, visuals\, and handouts. We even provide the presenter's email addres
 s so you may ask follow-up questions. Approximately 1 week prior to the we
 binar\, you will receive an email with the web link. This web link can be 
 viewed anytime 24/7\, beginning 6 business days AFTER the webinar and will
  expire 6 months after the live program date. But there's more . . . AS AN
  ADDED BONUS\, you will also receive a FREE audio/visual CD ROM.* The CD R
 OM includes the original audio/visual presentation\, the question and answ
 er sessions\, and the handouts. Use the on-demand link or this "off-the-sh
 elf" training program for those that could not attend the live seminar and
  for future training. 3. BOTH LIVE WEBINAR AND ON-DEMAND WEB LINK** (INCLU
 DES FREE CD-ROM*) Includes options 1 and 2 above *CD Rom for PC use only *
 *All materials are subject to copyright and intended for your credit union
 's use only. NEW! Listen on your iPad\, iPhone\, or Android. Instructions 
 will be emailed to you with the on-demand link. INVESTMENT: $199.00 Webina
 r per connection $199.00 Archived On-Demand Web Link &amp\; Free CD ROM $2
 49.00 Both Live Webinar &amp\; Archived On-Demand Web Link &amp\; Free CD 
 ROM TIME: 3:00 p.m. - 4:30 p.m. To register and pay by check\, email mzeli
 nsky@njcul.org and your credit union will be invoiced. To register and pay
  online\, click here.
DTEND;TZID=Eastern Standard Time:20121030T163000
DTSTAMP:20130618T164607
DTSTART;TZID=Eastern Standard Time:20121030T150000
LOCATION:
SEQUENCE:0
SUMMARY:> Webinar: Business Accounts: Who is Authorized to Open\, Close\, T
 ransact?
UID:a485dfdd-9e6d-42a1-b181-512618470fe1
URL:http://www.njcul.org/-webinar-business-accounts-who-is-authorized-to-op
 en-close-transact-2012-10-30.aspx
END:VEVENT
END:VCALENDAR