VirtualCorps Webinars

For 2014, NJCUL is offering its member credit unions a new Webinar option brought to you by VirtualCorps.com™.  VirtualCorps.com​™ is a corporation of experts that are aggregated from all parts of the credit union movement under one virtual corporation.  We are very excited to be able to offer these topics to our membership.

These Webinars will take place twice a month and only cost $99 per connection. There is also a recorded version available for $99 (all recorded Webinars are available for purchase here). Purchase both the live Webinar and the recording for $125. Topics range from regulatory hot topics to risk based lending, from the Affordable Care Act to Emerging Leadership.

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09/15/15 - Recorded VirtualCorps Webinar: Concentration Risk Modeling to Comply With Regulations

This session covers how stochastic risk management tools can be used to set effective and productive policies and procedures long before operational problems call for changes. Concentration Risk policy is one of the more important loan related policies a credit union should have. Sadly, few have such policies are based on stochastically derived methods.

 

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Recorded Version Only $99.00 Add To Cart

09/22/15 - VirtualCorps Webinar: Serving the Underserved/Underbanked in a CFPB World

You’ve seen the press releases and the huge fines! The CFPB has made themselves the Cop, Judge, Jury, and Executioner of a variety of financial processes. Serving the underserved, or underbanked, is a “red flag” for regulatory scrutiny. The CFPB is concerned with protecting the member from financial abuse. Use your Credit Union Advantage! Break the Pay Day Lending cycle once and for all! Go well beyond an alternative to payday lending program… give your members a new lease on life! Learn how a comprehensive alternative to payday lending program can bring you new members, reach your underbanked members, and revitalize your Credit Union Spirit all without the use of a single credit report. This webinar will help to put your member in a much better financial position.

 
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Live Webinar Only $99.00 Add To Cart
Recorded Version Only $99.00 Add To Cart
Live Webinar & Recorded Version $125.00 Add To Cart

09/29/15 - VirtualCorps Webinar: Flat Fee vs. Dealer Reserve

Understanding and defining foundational terms and concepts
New custom analysis from IHS Automotive shows signs that moving financing process up front is already reaping significant benefits and ROI for dealers.
Proposed regulations by the CFPB have caused panic in the industry as dealers focus primarily on the potential negative impact to their bottom lines. The biggest concern being that the regulations will force a move to a flat-fee payment structure, essentially eliminating dealer participation in the finance contract process. This sounds like a profound loss of revenue when you can no longer collect the gap between the lender’s approved interest rate and the APR the finance manager wrote the purchase contract at.

 

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Recorded Version Only $99.00 Add To Cart
Live Webinar Only $99.00 Add To Cart
Live Webinar & Recorded Version $125.00 Add To Cart

10/13/15 - VirtualCorps Webinar: Long Term Care Insurance is the "Ultimate" GAP Insurance

It is estimated that 75% of all credit Union Members are age 50 or older according to myCUsurvey. Living longer is wonderful but it doesn’t come without some risks. Today 70% of those who live past the age of 65 will need to be provided some kind of long term care that is very expensive and in too many cases exhausts all of the assets that they have saved over a lifetime, leaving many families destitute. Too many credit unions have looked past their largest demographic, perhaps the greatest opportunity for fee income to the credit union and asset protection for their aging lifelong members to bridge the gap beyond the day they retire and years into their future.

 

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Live Webinar Only $99.00 Add To Cart
Recorded Version Only $99.00 Add To Cart
Live Webinar & Recorded Version $125.00 Add To Cart

10/20/15 - VirtualCorps Webinar: ACA Compliance: An Overview of Where We are Now

Highlights
  • Are you a Small or Mid Sized CU, League or Association with less than 50 employees?
  • Does your health plan or company practice subject your credit union to Affordable Care Act penalties and sanctions?
  • Are you ready for the Affordable Care Act’s 2016 Reporting Requirements?
  • Does your health plan trigger the 40% Cadillac Excise Tax?

The Patient Protection and Affordable Care Act of 2010 (“ACA”), which was signed by the President and upheld by the Supreme Court, is now impacting employers and their employees alike. These dramatic changes will require employers to alter the administration and operation of their medical benefit plans. Several provisions in the new law pose strategic issues for employers, and this means employers must make key decisions regarding health care benefits for their employees, followed by both appropriate implementation actions and adequate communications.

This program is designed to educate employers about what is required under health care reform and the best practices to implement. Attendees will learn how the ACA will affect employers in the short and long term.

 

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Live Webinar Only $99.00 Add To Cart
Recorded Version Only $99.00 Add To Cart
Live Webinar & Recorded Version $125.00 Add To Cart

11/03/15 - VirtualCorps Webinar: Navigating the Growth Curve

Running an organization has plenty of challenges. Knowing that there are some predictable stages of growth and what to do to address them can make the difference between success and failure. In this webinar, you will learn to identify your organization’s key challenges, where you are in your stage of growth, and how to navigate your growth for the future.

 

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Live Webinar Only $99.00 Add To Cart
Recorded Version Only $99.00 Add To Cart
Live Webinar & Recorded Version $125.00 Add To Cart

11/17/15 - VirtualCorps Webinar: Advanced Financial Literacy for Directors: Applying Ratio Analysis to Manage the Balance Sheet and Maximize Income: Part 2

Directors of Credit Unions have a unique responsibility of set and control the direction of the credit union. The first step is to understand the basic elements of financial statement. Participants in this webinar are assumed to already possess basic financial literacy addressed in the foundation webinar. In this advanced webinar, participants will elevate their financial literacy by learning to interpret multiple analyses, and determine what effect these measures have on the financial success and viability of the credit union.

In this webinar participants will able to:

  • Identify the interconnections of financial statements
  • Calculate ratios to measure financial performance
  • Interpret outputs from multiple performance measures
  • Apply analysis to quantify and improve credit union performance
  • Identify steps to improve credit union financial performance

 

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Live Webinar Only $99.00 Add To Cart
Recorded Version Only $99.00 Add To Cart
Live Webinar & Recorded Version $125.00 Add To Cart

12/01/15 - VirtualCorps Webinar: How Can You Take Advantage of Global Trends While Improving Both Risk Management and Return?

Can your institution take advantage of global trends within the current portfolio structure and existing policy, counterparty relationships and asset allocation mandate?

 

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Live Webinar Only $99.00 Add To Cart
Recorded Version Only $99.00 Add To Cart
Live Webinar & Recorded Version $125.00 Add To Cart

12/08/15 - VirtualCorps Webinar: Identify Lending Opportunities for Loan Growth Using Credit Migration

Credit scores are central to the extension of credit. Interest rate, LTV, term and loan amount are all affected by a person’s credit score. However, once the loan is made, not all credit scores stay the same. Many scores will decrease over time and drop to dangerously low levels. Some members’ credit scores may rise significantly over the life of the loan while other member score remain static. Members with rising credit scores provide a fertile target for marketing loans and other products. This webinar will discuss the identification of rising credit score members and how to effectively market services to them.

 

Product details...
Live Webinar Only $99.00 Add To Cart
Recorded Version Only $99.00 Add To Cart
Live Webinar & Recorded Version $125.00 Add To Cart