Resumes

 

The New Jersey Credit Union League receives resumes from individuals interested in employment with credit unions in the state of New Jersey and posts them to its Web site for credit unions to browse when hiring.

If interested in having your resume posted, please review our Resume Posting Policy.

Please note: The League does not endorse the employment of an individual whose resume is posted, nor does it verify the capabilities claimed by that individual.


FRANK E. MANISCALCO
21 WINDING HILL ROAD
VERNON, NJ 07462
973.903.3594
manisfrank@yahoo.com

PROFESSIONAL SUMMARY

A former Credit Union CEO, Director and Financial Industry professional with progressive successful management, financial, and consulting experience.

EXPERTISE

  • Budgets
  • Business Plans
  • Strategic Plans
  • Asset / Liability Management
  • Financial Report Preparation
  • Regulatory (NCUA) Report Preparation
  • Policy Reviews
  • Auditing
  • Supervisory Committee Training

Seeking temporary, short and long term assignments.

(Posted 05/23/16)


WILLIAM G. MICHENFELDER
431 Bolton Road
East Windsor, NJ, 08520
autobill45@verizon.net
(C) 908-887-4061

BUSINESS DEVELOPMENT / MARKET AREA MANAGER

Direct business-to-business sales experience. An understanding and empathy for the individual/ client. Sales success is primarily attributed to the development of interactive relationships with accounts and for creating a referral network. Noted for leadership and determination with a “Get it done” approach. Bring real ideas to the table.

  • Client Relationship Management
  • Problem Resolution
  • Regulatory Compliance
  • New Business Development
  • Supervision
  • Risk Management
  • Professional Seminar Presentations
  • Strategic Planning
  • Operations Management

PROFESSIONAL EXPERIENCE

First Atlantic FCU, Eatontown, NJ 2013 - Present

Indirect Dealer Representative

  • Cold Call on new and used auto dealers to create a pipeline of indirect auto loans
  • Met 2013 dealer sign-up goals (doubled the dealer network base)
  • Increased Indirect Dealer 2014 loan volume vs. 2013 loan volume by over 225%
  • Maintain and nurture relationships with our client dealerships
  • Package and submit dealer sign-up contracts for approval
  • Track pull through rate of approved applications vs those funded
  • Monitor indirect loan activity on a daily basis
  • Educate finance managers on updates to lending criteria
Motion FCU, Linden, NJ 2007 - 2013

Manager of Business Development/ Senior Management Team 

  • Exceeded new business potential member goals by 130%
  • Met 2010 new member goals by third quarter
  • Once approved, maintain and nurture the relationship with the new business groups
  • Developed and implemented an internal employee incentive program
  • Call on businesses to become Select Employee Groups (SEGs) of the credit union
  • Actively participates in local Chamber events (Gateway and MCRCC chambers)
  • Acted as Regional Manager overseeing 6 credit union branches
  • When required decisioned all consumer loans through the Meridian Loan System
  • Spearheaded the searches for a branding and a design/ build company
  • Speak at credit union event days to encourage participation
Popular Financial Services, Marlton, NJ 2003 - 2007

Wholesale Account Manager  

  • Called on mortgage brokers in a direct business-to-business capacity
  • Opened new lending regions in Northwest and Central New Jersey
  • Held seminars for brokers and their associates on sub prime residential and commercial lending
  • Pre-qualified, site inspected and packaged all commercial and mixed-use loans for underwriting approval
Affinity FCU, Basking Ridge, NJ  1999 - 2002
Market Area Manager/ Department Manager
  • Prospected for new auto dealer relationships while maintaining existing dealer network.
  • Department manager that exceeded well over 1,000 lease and car buying units for the fiscal year
  • Designed and presented seminars geared toward the education of the benefits of vehicle leasing
  • Developed and launched successful marketing campaign that increased the credit union client base by over 30%
  • Nurture existing client relationships with well over 30 credit unions
  • Organized and participated in trade show and networking opportunities for the credit union promoting vehicle services 
DCH Inc., Freehold, NJ 1998 - 1999
Automotive Sales Consultant 
Morgan Stanley, Dean Witter, Princeton, NJ 1997 - 1998
Financial Advisor 
Dayton Auto Group, Dayton, NJ 1996 - 1997
Toyota Automobile Sales Consultant 
Nobody Beats the Wiz, Carteret, NJ 1992 - 1996
Sales/Store Manager 
Radio Shack, Tandy Corp. Howell, NJ 1990 - 1992
Sales/Store Manager 
Evergreen Mortgage, E. Brunswick, NJ 1988 - 1990
Mortgage Officer (Retail)
Midlantic National Bank, West Paterson, NJ 1982 - 1988
Department Manager/Merchant Credit Card Division
National State Bank, Linden, NJ 1979 - 1982
Coordinator/NSB Computer Center

 

EDUCATION 

B.A., Economics, Jersey City State College, Jersey City, NJ

Customer Relations and Employee Development - Dale Carnegie, Kendall Park, NJ

High Impact Presentations - Dale Carnegie, Kendall Park, NJ

 

(Posted 3/2/16)


Anthony J. Simeone, CPA, CFE 
Telephone: (347) 306-5300   
Email: Tony1cpa@aol.com                                                                                                                     

EXECUTIVE SUMMARY

Subject Matter Expert designations in Internal Auditing, Regulatory Compliance, and Financial Analysis. Other areas of long-term experience and backgrounds include:


Regulatory Compliance / BSA Instructor

Asset/Liability Management Evaluation

Lending Review / Delinquency Control

Financial Management/Analysis

Strategic/Business/Budget Development 

Supervisory Committee Functions 

Information Science & Tech. Evaluation

Operational Auditing

Internal Audit Procedures & Processes 

Liquidity Analysis

Internal Control Assessment

Forensic Accounting

 

EXPERIENCE:

8/14 – Present           NORTH JERSEY FEDERAL CREDIT UNION
                                   
Totowa, NJ
                                   
Compliance Officer (with varied Internal Audit functions)

  • Responsible for the credit union’s overall compliance program with respect to lending, deposit, and operational rules, NCUA regulations and state/federal laws and statutory requirements, and implementing corrective action plans for resolution of problematic issues.
  • Accurately assessing internal control practices and ensuring the Board of Directors, management and employees are in compliance with credit union policies and procedures.
  • Reviewing and help updating policies and procedures as needed.

1/86 – 7/14               NATIONAL CREDIT UNION ADMINISTRATION
                                 
Alexandria, VA
                                 
Financial Examiner / Subject Matter Expert

  • Successfully salvaged more than 25 credit unions from failure by accurately assessing their financial and operational activities.
  • Managed an eight-member examination staff Acting supervisor of employees over examination staff; staffed the examination engagement teams and determined workload responsibilities.
  • Regulated compliance, including BSA/OFAC for the organization’s benefit.
  • Formulated and conveyed examination results to management officials; instilled effective resolutions for assurance of continued financial stability.

7/98-11/98              US ALLIANCE FEDERAL CREDIT UNION
                              
Sabbatical Assignment Rye, NY
                               
Internal Audit Manager  

                               Managed Internal Audit Department of a $550 million credit union and wholly-owned ($600 mill.) Credit Union Service Organization (CUSO).

  • Assessed operational functions of varied departments for rendering recommended enhancements to efficiency and effectiveness.
  • Evaluated quality of internal operations (lending, member services, accounting, I.S. & T., etc.).

Designations      

  • Certified Public Accountant - May 1994
  • Certified Fraud Examiner Designation - December 1997

(Posted: 11/23/15)


Robert Balestri

Robert Balestri/Credit Union Collections/Consulting. Over 25 years working in & with NJ Credit Unions. Part-time, Temporary, Full-time. Cost effective. Reduce your delinquency & charge-offs & increase your bottom line. (201) 543-7965.

(Posted: 11/11/14)