- NJCUL

The CUNA Mutual Group is the leading financial service provider to credit unions and their members worldwide, offering insurance, investments and technological solutions through strategic relationships and modern service channels. Since 1935, CUNA Mutual has been dedicated to the success of credit unions and improving the lives of credit union members.

Let CUNA Strategic Services help your credit union gain a competitive edge in the financial marketplace. CSS, along with its carefully chosen providers, saves you time and money by providing the products, services and technologies your credit union needs to compete effectively in the modern financial marketplace.

CUNA Strategic Services
5910 Mineral Point Road
Madison, WI 53705-4456

Phone: 800.356.9655

dwagner@cuna.org

Credit unions from around the country have agreed to share their branch facilities to allow members to conduct personal financial transactions through a national shared branching network. By joining the CUSC Network, your members have access to over 2,200 branches nationwide. By using this network, members accounts remain at your own credit union. Members can access their credit union account and conduct business through any CUSC location. With so many convenient branch locations, your members will be able to access their account whenever they travel or even if they relocate hundreds of mile from your credit union. Member services at shared branching locations include: check and cash deposits, withdrawals, loan payments, account transfers, money orders, travelers checks and official checks. This service for member convenience and retention can be obtained directly through the New Jersey Credit Union League, with the League providing financial assistance towards your initial data processing costs.

COOP – Shared Branching
New Jersey Credit Union League
299 Ward Strreet
Hightstown, NJ 08520

Phone: 1.800.792.8861 x104

Jim Merrill – jmerrill@njcul.org

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HRValue Group
www.hrvaluegroup.com

Successful credit unions place a high value on good people. They rely on qualified staff members at every level who work smart and strive to meet their potential. HRValue Group specializes in helping credit unions establish human resource programs that protect their investment in such valuable people. HRValue Group is owned by a consortium of state leagues and CUNA Mutual Group and offers a complete line of products and expert services designed to address shortcomings in human resource programs. HRValue Group’s products and services include: Executive Search, Staff Recruiting, Virtual HR, Compensation System Design, Benefits Analysis, Human Resource Policy Manuals, Employee Handbooks, Performance Management Programs, Organizational Structure Analysis, HR Systems Assessment, Employee Opinion Surveys and Training Programs.

HRValue Group
15800 N. Haggerty Road
Plymouth, MI 48170

Phone: 717.264.0529

Mike Dougal - mdougal@hrvaluegroup.com

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ICUL Service Corp

Card Services Programs

The ICUL Service Corp can work with your credit union to offer credit card programs to your members.

What are the advantages to offering a credit card program to your members and what is available?
The ICUL Service Corp offers programs that are designed to allow credit unions to take advantage of an effective credit card program. By participating in this program, you can compete in the credit card market by serving your members’ needs on a higher level. Today, your members can choose from among many different types of credit cards. Why not have them choose yours! This way both you and your members win.

Advantages of offering a credit card program

Our program can save you time and money by eliminating repetitive loan applications and advances for small purchases.
You will earn additional revenues that will improve your bottom line.
You will increase service usage and satisfaction.
You can use this program as a powerful tool for attracting upscale potential members into active usage of credit union services.
You will give your members convenience, low interest rates, and a payment acceptance plan that can be used in over 18 million locations plus an ATM network Availability in 120 countries.

Other benefits

You will set and retain 100% of your interest income along with any, annual, over-limit, late, cash advance or NSF fee income.
You will approve all credit applications.
You will set each individual credit limit.
You will receive daily settlements through your Corporate.
Your credit union name and logo will be on your plastic.
Your credit union name will be on your cardholder statements.
You will be given the option of adding valued enhancements to your program.
You have the ability to upgrade your program to a premium program (Platinum Program), giving your members more enhancements, while providing direct competition with other institutions in the industry.

Debit Card Services

The ICUL Service Corp offers programs that are designed to allow Credit Unions the advantage of debit card access for their checking account program. By participating in this program, you can compete in the debit card market by serving your members’ needs as completely as possible. Today, your members can choose from among many different financial institutions for their checking account needs, and statistics show they will not look to a provider without debit card access. Why not have them choose yours!

Advantages for your Credit Union

You will earn additional revenues that will improve your bottom line.
You will increase service usage and satisfaction.
You can use this program as a powerful tool for attracting upscale potential members in to active usage of credit union services.
You will give your members convenience at over 18 million locations plus ATM accessibility through the VISA networks available in the United States and over 120 countries.
Faster than writing a check and safer than carrying cash.

Additional Benefits

Provides a competitive advantage.
Attracts new accounts and strengthens existing relationships.
Four times faster than writing a check.
Generates a new revenue stream for your credit union.
You will receive daily settlements through your Corporate.
Your credit union name and logo will be on your plastic.
Generates visibility in the market place for Your Credit Union.
Provides cross-selling opportunities.

Visa Gift Card

The ICUL Service Corp offers several programs that are designed to allow credit unions to compete with gift card and re-loadable "stored value" debit cards. Meet all of your gift-giving needs with a prepaid card. It's like a gift certificate that can be used virtually anywhere VISA Debit cards are accepted.

Gift card benefits -
Accepted anywhere Visa Debit cards are welcomed. Safer than cash - if it is lost or stolen, unused portion can be replaced. Can be used 24 hours after card has been sold and activated.

How the gift card works -
For the purchaser - Buy a gift card at your credit union with cash, check or Credit Union credit card, just as you would at a store.
For the recipient - Use it just like a VISA Debit card for purchases up to the gift card limit.

Phone: 1.800.304.2273

Jamie Conrad - jamie.conrad@ilcusys.org

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Members United Corporate FCU
www.membersunited.org

Members United Corporate Federal Credit Union, launched in mid-2006, resulted from the merger of two powerful and longstanding corporate credit unions: Empire and Mid-States Corporate FCUs. Together, the two corporates have put their strength behind credit unions for over half a century, and will continue to do so in this new organization.
Though Members United serves over 2,100 credit unions nationwide, maintaining a regional presence near our members is an important service philosophy.

In order to assist credit unions to compete effectively, Members United offers credit-union-focused products and services that are competitively priced. We are also committed to providing value in forms that are less tangible but vitally important, through information, education, training, and support.
Because we leverage our significant resources and partnerships on behalf of credit unions, becoming a member of our community can be very worthwhile.

As you know, credit unions are driven by a strong "people helping people" ethic. This heightened attention to individuals typically distinguishes credit unions. Similarly, not-for-profit corporate credit unions are devoted wholly to the prosperity of the credit unions that make up their membership. On its own, a credit union may not be able to secure the high quality, economically priced products and services it needs to serve its members. This is where a corporate credit union can be of assistance. A corporate credit union provides access to products and services, accompanied by friendly, professional support. A corporate's within-the-industry perspective means that the regulatory environment in which credit unions do business is an important consideration. This insight is a big plus for credit unions.

Because Members United Corporate FCU is a credit union, our members can be confident that their particular challenges are understood, and that their needs are met with appropriate solutions.

Members United Corporate Federal Credit Union
1095 Cranbury South River Road, Ste 11
Jamesburg, NJ 08831

Phone: 800.792.8689

Nelson Graf (Southern NJ) – 800.253.0053 x4703

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Mid-Atlantic Corporate FCU
“Your Friend in the Business”
www.midatlanticcorp.org

Mid-Atlantic Corporate Federal Credit Union is a federally chartered corporate credit union that provides investment, lending and payment services, including ACH, share draft and electronic bill payment processing to a national field of membership. Mid-Atlantic serves 1,100 credit unions, CUSOs, leagues and chapters in all 50 states, the District of Columbia, and Guam.

As competition becomes increasingly intense, Mid-Atlantic Corporate will continue to serve our fundamental purpose of helping credit unions compete in the financial services arena. We offer cutting edge products and services that satisfy the changing needs of credit unions and provide a competitive advantage in the marketplace.

At Mid-Atlantic Corporate we do more than simply provide services to our member credit unions, we build relationships. We offer the service solutions credit unions require such as electronic bill payment (EBP), remote branch capture (RBC), loan servicing, and investment services offering a high level of expertise and portfolio diversification knowledge.

Our solid foundation of integrity, teamwork and service is passed on to our members on a daily basis in every interaction. This, combined with our products and services, has continued to strengthen Mid-Atlantic Corporate and has kept us as a competitive option.

For more information on any of our products or services, please contact Jaime Agostino, Corporate Account Manager, toll-free at (800) 622-7494, extension 3244, or visit us online at www.midatlanticcorp.org.

Mid-Atlantic Corporate Federal Credit Union
1201 Fulling Mill Road
Middletown, PA 17057

Phone: 800.622.7494

Jaime Agostino – jagostin@midatlanticcorp.org

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Alpha Omega Laser
www.laserprinting.com

Alpha Omega Laser is celebrating its 28th year specializing in credit unions. Our services include statement processing (laser printing), statement graphics, e-statements, check imaging printed with the statement, data archiving, direct mail, newsletter/brochure/envelope printing, multiple statement consolidation, target marketing/mailing and specialized custom software development.

Statement processing includes NSF’s, loan notices/HELOCS, month end statements, visa and master card statements, multiple checks printed and appended to the statements (small business application designed to level the playing field with the banks), and year end taxes. When statement processing is complete, the same can be posted as an e-statement and archived to a CD/DVD for longer-term storage.

Our services don’t stop there!! Extensive consulting is part of set up. We are experts at identifying and removing statement waste that results in higher paper, envelope, brochure, and postage bills. Our experience shows that it is these covert items that occur in statement processing which increase the credit union’s bottom line.

In addition, we are also experts in consolidation of multiple statements, removing wasteful redundancy, and targeting more items than just brochures. By placing many kinds of statements and check images into a single envelope for a single mailing, the credit union streamlines the mailings, saving extra postage and envelopes. Even disclosures can be targeted selectively and can be rotated with other types of notices printed on the back of the statement for permanency and cost reduction. Our specialized software development will give your statement a delightful facelift which your members will rave about. All of this reduces the bottom line costs and creates growth for the credit union. The best news is all of this is done without the credit union having to change/disturb any of the strategic data processing, item processing or credit card providers.

Alpha Omega Laser
P.O. Box 17524
Shreveport, LA 71103

Toll Free Phone: 888.624.8455

Lynn Sayad: lynn@laserprinting.com

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Card Programs – Debit
Covera has been creating flexible, state-of-the-art debit card programs since 1992, long before many Americans had even heard of debit cards. It is this kind of experience that inspires the confidence of clients.

Through Covera’s turnkey service, credit unions gain two new revenue streams of interchange income and fee income. At the same time, Covera card programs build loyalty with members who appreciate the convenience of making cashless purchases and easy ATM withdrawals, all with one card.

Covera offers debit card programs from both VISA and MasterCard.

At Covera, the choice is always your. Select the program that meets your credit union’s needs.

Card Programs – Credit
Leverage your credit program.

Millions of people worldwide – including many of your members – reach for the credit cards first when making a purchase. And with online commerce skyrocketing, credit cards are poised to become the world’s universal payment method.

That popularity means significant revenue and member loyalty for credit unions that offer credit card programs.

We have been creating flexible, state-of-the-art credit card programs since 1986 – VISA, MasterCard, premium cards, commercial cards, and internal credit programs – so you can have confidence in the effectiveness of our solutions.

Covera’s trademark flexibility allows you to choose the level of support you need.

Covera Card Solutions
PO Box 13539
Albany, NY 12212

Phone: 866.5COVERA (1.866.526.8372)

kmccumbe@coverasolutions.com

CU Abstract is a tailor-made Title Services Agency designed to fit the needs of Credit Unions and their members.

CU Abstract has a Member First Focus that specializes in:

The features above save members MONEY, TIME, and require less travel with important financial transactions.

CU Abstract offers economical and state of-the-art technology to credit unions to fulfill all their title needs.

CU Abstract adds service and cuts cost with the following advantages:

CU Abstract wants to help you add service and cut costs with their full range of title services that are conducive with the credit union philosophy of exceptional member service.

CU Abstract is a CUSO owned by Freedom Credit Union (PA).

Feel free to contact CU Abstract 267.803.5000 or via e-mail: ikatz@cuabstract.com

CU Abstract
626 Jacksonville Rd
Warminster, PA

Phone: 267.803.5000
Fax: 267.803.5001

CUDL is the nation’s leading provider of automotive lending technology products and services for credit unions. Today, more than 580 credit unions and 8,000 dealerships utilize CUDL products and services to reach their automotive lending goals.

CUDL is a CUSO owned by over 80 credit unions and credit union industry organizations. CUDL products and services are developed to improve process efficiencies, improve risk management capabilities and create more marketing opportunities for credit union clients.

For more information about CUDL, please visit our corporate website at http://www.cudl.com . For more information about CUDL’s revolutionary member resource website available for credit union customization, please visit http://www.cudlautosmart.com . To discuss how CUDL can help you, please contact Carol Miller, Tri-State Area Manager at (814) 504-1309 or Bob Nealon, Northeast Regional Director at (508) 981-1746

CUDL, Northeast Business Unit
845 Donald Lynch Blvd.
Marlborough, MA 01752

Phone: 800.842.1242 x311

CUMAnet, LLC is a 100 percent credit union-owned real estate lending CUSO offering fully customizable and transparent mortgage and home equity services exclusively to credit unions nationwide. CUMAnet customizes your mortgage program to match your needs and goals. They accomplish this by utilizing the most advanced real estate technology available. At your preference, they will act as your credit union’s mortgage department, or simply provide you with back office support. Your members mortgages are serviced in your credit union’s name for the life of the loan, 100 percent of the loans, 100 percent of the time. CUMAnet serves the home financing needs of the credit union community exclusively. CUMAnet is your credit unions real estate lending solution for multi-partner real estate loan participation programs. They offer free Mortgagebot, an on-line, customized loan application, can help you meet your ALM needs and have nationwide compliance with government and real estate lending regulations.

CUMAnet. LLC.
73 Mountain View Blvd.
Basking Ridge, NJ 07920

Phone: 908.860.7104

Leo O'Donnelli – leoo@cumanet.com

CU National Mortgage is dedicated to the special needs of credit unions. Being staffed by experienced credit union professionals gives them a unique understanding and a wealth of experience to draw on when supporting member relationships. All aspects of their mortgage products and services remain in the credit union name, with CU National simply acting as your mortgage department. The credit union chooses the type of loans they wish to offer, the loans they wish to portfolio and even the pricing and interest levels of your portfolio products. CU National credit union partners enjoy the most advanced online mortgage center platform available, helping streamline the application process. CU National services are offered “a la carte”, where the credit union chooses the level of assistance you require. From entry level support to specialized programs, they can expand or scale back as your needs evolve. CU National Mortgage also offers private label services, helping the credit union maintain a closer relationship with members and promotes an affinity to the credit union.

CU National Mortgage
19 D Chapin Rd.
Pinebrook, NJ 07058

Phone: 1.888.900.1643 x1024

Jill Peterson– jpeterson@usmtg.com

Deluxe Corporation
www.deluxe.com

Deluxe Overview
Founded in 1915, Deluxe Corporation offers its knowledge and comprehensive understanding of consumer preferences to create outstanding member experiences for credit unions.

Deluxe has expanded its business scope over the last few years to serve your needs to welcome and retain members, increase loyalty, generate new income, avoid fraud and support small business owners – in addition to printing the highest quality checks. Our redefined scope encompasses many new products and services, all designed to help you grow, survive and thrive in a rapidly changing world. Deluxe currently leads the industry in market share, serving thousands of financial institutions of all sizes with an unwavering commitment to orchestrate outstanding experiences.

Corporate Strategy
Deluxe continues to build on its in-depth knowledge of consumer preferences and check buying patterns to deliver measurable results. These results are tied to your goals of attracting, engaging and retaining members as well as fighting fraud. We’ve committed the resources and clout of a $2 billion company to analyze and prepare for what’s next so that we can help our customers survive and thrive in a rapidly changing world. We have created a powerful arsenal of solutions to help you leverage and enhance every opportunity and touchpoint you have with your members. It’s called NextTM.

Next is the promise and the proof of the company’s evolution from the nation’s best check printer to the industry’s leading financial institution success partner.

Next is a powerful set of solutions that you can put together to meet your goals of fighting fraud and attracting, engaging and retaining members. Next helps you build knowledge, advance your business and stay ahead in a rapidly changing market and world. Next categories include:

Create Loyalty
Research proves that engaged members are more loyal members – and that loyalty leads to retention. To help financial institutions more effectively engage their members, Deluxe provides inspiration, advice and proven programs that deliver superior experiences across multiple touch points and channels.
Solutions: Programs and Support / Education and Inspiration / Guidance and Advice

Grow Revenue
Deluxe offers turnkey products and services that make it easy for financial institutions to generate leads, deepen relationship and increase wallet share without adding overhead.
Solutions: Turnkey Marketing Programs / Lead Generation Services

Increase Security
Security is a growing concern for financial institutions and consumers – especially the most fiscally responsible. Deluxe provides several products that financial institutions and their customers can use to detect, prevent and recover from fraud, minimizing losses.
Solutions: Identity Theft Prevention / New Account Screening

Leverage Checks
A flexible, reliable check program is a valuable tool for ensuring member satisfaction. And it can be much more. Deluxe provides the industry’s best checks – plus a host of innovative products and services that support the check program to drive member satisfaction and profitability – allowing financial institutions to focus on what they do best.
Solutions: Specialty Check Programs / Automated Ordering

Build Brand
In a competitive marketplace, financial institutions need to clarify their messages, differentiate their approach and forge stronger emotional connections with their members. Deluxe offers services and products that help financial institutions leverage multiple touch points to personalize communications and reinforce key messages – all to engage and strengthen member retention and loyalty.
Solutions: Branded Messages / Branded Materials

Our Promise to You
We are a company of long-term vision and long-term partnerships that will outlast market trends while remaining responsive to change. Rest assured, our rich heritage as the most trusted, most valued partner in the financial services industry will provide the results that you and your members have come to expect and deserve.

ECBL is a Member Business Lending Credit Union Service Organization established in December 2006 by its Owners, Philadelphia Federal Credit Union (PFCU) and Credit Union of New Jersey (CUNJ).

Its mission is to partner with credit unions, either on an ownership Or subscriber basis, that are looking to enter or expand into Member Business Lending, by delivering a full array of competitively priced services that will expedite meeting their Member's business financing needs.

Kathie Stone, CEO of ECBL, is a twenty-five (25) year business lending veteran of the Commercial Banking Industry in the Metropolitan Philadelphia and South/Central New Jersey Region.

Services:

East Coast Business Lenders, LLC
1301 Parkway Ave.
Ewing, NJ 08628

Phone: 609.528.4061 x2055

Kathie Stone - kstone@cunj.org

LoanWell Financial Corporation, headquartered in Clearwater Florida, specializes in servicing the 62 year old and older client by utilizing the many options available via the Reverse Mortgage product. We have developed an affinity program that allows Credit Unions to establish a substantial additional stream of income while serving and meeting the needs of this large, ever growing and possibly most sophisticated segment of your client base.

For more information about LoanWell Financials Reverse Mortgage Affinity Program please contact:
Ricky Singer – 201.913.8855 or
richard.singer@loanwellfc.com

MemberClose® provides a bundled settlement solution for all of your mortgage and equity loans through our secure website. There are already more than 100 credit unions that rely on MemberClose to save them both the time it takes and the money it costs to process these loans.

By logging onto the MemberClose website, the user can quickly and easily upload the necessary loan and member information into the “File Info” tab. Once that process is complete, it’s a simple matter of “point & click”. On a loan-by-loan basis, the user decides what services it needs to complete the loan processing. Services available through MemberClose include:

You can experience the power of MemberClose without leaving your office with our “web tour”. To arrange for a demonstration, please contact Bob Delaney (rdelaney@cucenter.org) or Bill Smith (bsmith@cucenter.org) at
1-888-746-2476.

Listen to what some of our current users have to say about MemberClose.

“We love the MemberClose program. It has enabled us to provide the same high level of service to our members regardless of where they live.” Cheryl Dunaj, VP Lending, Ledge Light Federal Credit Union, Groton CT

“By using MemberClose we have dramatically decreased our turnaround time and our processing cost for all of our equity loans.” Alice Stevens, VP Lending, First Financial Federal Credit Union, Wall, NJ

“MemberClose allows us to better compete in the ultra competitive home equity market. We can now process these loans in minutes, instead of days…or even weeks.” Mike Lynch, VP Lending, Westerly Community Credit Union, Westerly, RI

“We were looking for a system that was easy to use and saved us time and money. MemberClose does all of that and more!” Mary Lynn Tylenda, CEO, BlueChip Federal Credit Union, Harrisburg, PA

“Along with helping us save money on our equity loans, MemberClose provides us the added benefit of being able to more efficiently process and close our out-of-state 1st mortgage and equity loans.” Jeff Dunn, VP Lending, Central One Federal Credit Union, Shrewsbury, MA

“MemberClose provides our credit union with a fast and easy way to expedite the appraisal and lien process. The end result is that we can close loans much faster and with less expense. That benefits both the member and the credit union.” Claire Castanino, Executive Vice President, Bellwether Community Credit Union, Manchester, NH

A leader in the financial services industry, Morgan Stanley has been long known for its sound business principles, financial strength and tradition of helping investors build, manage and preserve financial wealth. At Morgan Stanley, we understand credit unions have unique investment needs. We offer a service devoted totally to just credit unions. Our experienced team of fixed income professionals has a thorough understanding of the NCUA rules and regulations, including part 703, and can provide the dedicated guidance, capabilities and practical support to help credit unions develop or grow your investment program. We recognize that as cooperative, not for profit financial institutions, operating in a dynamic regulatory environment, your ultimate success depends on a well organized and disciplined approach. We have put together a specialized portfolio of investment services addressing areas such as reporting capabilities, product services, resources/strategies and our desktop internet platform, ClientServ.

For more information about Morgan Stanley’s specialized credit union services, please contact:

Gary Tantleff
William Kurdyla
4 Headquarters Plaza, North Tower, 10th Floor
Morristown, NJ 07962

Phone: 866.749.1776

MVCP is the only exclusive car buying service, for both new and used cars in New Jersey

MVCP will Increase Interest Income and Decrease Marketing Expenses at No Cost to your Credit Union We assist the Credit Union by notifying them of specific Members, who are just starting the car buying process. This information will lead to an Increase in your Auto Loan Portfolio, and Increase your Interest Income. MVCP has agreements with their network of participating dealers to sell the cars at a low pre-negotiated price, improving the Equity Position of the Credit Union. MVCP will supply the Credit Union various marketing material at No Cost to them, Decreasing Marketing Expenses.

MVCP saves your Member Time and Money, when they purchase a new or used vehicle with No Cost to them for our service. All the member does is select their options, and pick the color. When the member calls MVCP, a professional consumer advisor will discuss current invoice price, profit margin, current rebates, incentives, and estimated trade-in value of their vehicle. The advisor will refer the member to a participating dealer for the purchase. On most domestic vehicles the MVCP dealer will sell the car for a true $100 over dealer actual invoice. Imports may vary, and some are even sold below Invoice. All of the above listed information will result in a good deal for the member.

NJ Lenders Corp. has a strong and genuine belief in the “customer for life” principal of doing business. NJ Lenders has the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan. NJ Lenders provides a unique platform that allows the credit union to maintain their relationship with their members, offer full first mortgages, as well as second mortgage products, joint branding and training to help credit unions increase deposits. Their full range of products serve small and large credit unions, along with niche products to assist members with impaired credit.

NJ Lenders Corp.
219 Patterson Ave.
Little Falls, NJ 07424

Phone: 800.908.0005 x7125

Phil Greenberg, Esq. – phil@njlenders.com

PWCampbell provides a comprehensive array of services - no matter where you are in the building process. PWCampbell has extensive experience in traditional design/build services, as well as supportive ancillary services to meet your every need. PWCampbell turnkey solutions offers: Permitting and zoning, site investigations and evaluations, drive-up capabilities, additions and renovations, technology integration, retail merchandising and branding, spaceplanning, environmental and green space issues, retrofitting and prototyping, architecture and engineering, utilization of local contractors, construction management, post construction services, facility planning, regulatory/community charter approvals, market/demographic research, site review and selection, groundbreaking ceremonies, marketing of grand openings and existing facility review and audits.

PWCampbell
109 Zeta Drive
Pittsburgh, PA 15238

Phone: 800.714.6324

David Welsh – david.welsh@pwcampbell.com

Security Search & Abstract Company, Inc. (“Security Search”) is a full-service title search and settlement company serving lenders in Pennsylvania and New Jersey for over 46 years. We excel at providing our customers with consistent, professional and accurate search products delivered with unsurpassed speed and value.

We are licensed title insurance agents in Pennsylvania, New Jersey, Delaware and Maryland, qualified to handle all your settlement needs.

Search Products
Our search products can be ordered individually or though convenient Search Plan packages.

Property Valuation Services
Security Search has partnered with a leading provider of Automated Valuation Models (“AVMs”) to offer its customers Freddie Mac’s Home Value Explorer, the premier AVM in the industry. This instant AVM is available through our online order entry and streamlines the collateral assessment process while significantly reducing costs and providing a data rich and statistically relevant report for your lending decisions.

Courier and Recording Services
Security Search has over 15 years’ experience conducting recordings of all types and is well-versed in the county-specific nuances governing recordings, filings and related document requirements across multiple jurisdictions. In addition, Security Search will follow-up to confirm that your documents are properly indexed in the county records insuring that your lien position is “of record”.

Flood Determinations
Our staff is dedicated to not only making your flood determinations fast and easy but affordable and reliable as well. Our Standard Service includes flood determinations on the then current FEMA approved form with the following data elements:

We also offer Life-of-Loan Monitoring Service which provides the above data and full tracking of FEMA map or community status chances with automatic notification detailing affected properties. We will provide recertification on the then current FEMA form for the affected properties for $3.00, if requested.

Title Insurance / Settlements
You can rely on Security Search to properly conduct all aspects of your closing from reviewing the property’s title, determining payoff amounts, handling disbursements, issuing the policy of title insurance and ensuring proper document recording thereby resulting in a positive and professional experience for your customers through all aspects of the loan transaction.

Since we can handle all aspects from search through settlement, we are able to both quickly respond to closing requests and clear complicated title issues as they may arise. We can close at one of our facilities or yours as required by your clients.

Contact Us
Contact us today to put our products and experience to work for you in improving the process of your lending decisions.

Security Search & Abstract Company, Inc.
111 Presidential Boulevard
Suite 159
Bala Cynwyd, PA 19004

Source4’s Financial Team provides integrated business and marketing solutions that make it easier for Credit Unions to manage their business and marketing communications. Source4’s Financial Team offers professional services and “outsourcing solutions” that will increase profitability and asset size by reducing internal and external costs.

Source4 currently maintains four business units including Document Management, Print and Marketing Communications, Fulfillment and Distribution Services and Technology Solutions.

Source4 has achieved success by continually tailoring our product and service offerings to meet the ever-changing needs of our clients. Our technology team of professionals has developed several E-business solutions that enable Credit Unions to streamline the business process and reduce operational costs.

Source4’s qualified staff will assist in identifying opportunities to increase productivity, improve efficiency and reduce cost within the operational areas of your Credit Union.

Sprint Nextel Services offers preferential rates – savings for members and credit unions nationally. 10% discounts on all monthly recurring charges. Plus, when your credit union promotes this plan, it will earn marketing incentives! All materials provided free of charge. One more benefit of membership. Sign up your credit union today!

Now, all New Jersey Credit Union members can benefit with great discounts through the Sprint Nextel Credit Union Member Discount Plan:

For new activations please call: 877.SAVE.4.CU (877.728.3428)

If you’re an existing customer please call:

866.853.4931 (Sprint)
Mention Root Node # 0130554459

800.390.9545 (Nextel)
Mention Corporate ID# NACUC_ZZM

For more information, visit them online at www.SprintSave4CU.com.

In business since 1976, Strunk and Associates, L.P. is a financial institution advisory service recognized nationally for its innovative design, development, and implementation of the original "Overdraft Privilege Service Program", for the financial institution community.

The firm's reputation is built on more than three decades of providing expert, objective, unbiased and independent advisory service to thousands of financial institutions. For the past decade, our resources have been dedicated to the development of our Overdraft Privilege Service Program. Strunk and Associates, L.P. currently serves nearly 2,000 Overdraft Privilege Service clients throughout the Unites States and the Caribbean.

For more information about Overdraft Privilege and other financial solutions such as REWARDChecking®, check our website at www.strunklp.com or give us a call at 800.728.3116.

TCI is a New Jersey bonded collection agency, which was founded by John Cullen our President in 1975.

We are licensed in the state of New Jersey, also Connecticut, New York and Florida. We are long-time members of the American Collectors Association and the New Jersey Association of Collection Agencies of which Mr. Cullen is a past President.

TCI has long been associated with New Jersey Credit Unions. We hosted a hospitality suite for Credit Unions at Resorts Hotel shortly after the Casino opened in 1979.

Our experience over these years has helped bring about some amazing recoveries. Call us and we will share some unique stories.

TCI made a substantial investment in a state-of-the-art Computer System upgrade in 2007, which gives our clients in-house capabilities. It also gives us a direct link to multiple credit bureaus and Internet skip-tracing services.

Call us for any collection problem, skip-tracing or legal referral. There is never a charge unless we collect!