CUNA Releases Third Quarter Operating Ratios and Spreads Report; Available to Member CUs

Posted by Marissa Anema Thursday, December 22, 2011 10:57:00 AM

HIGHTSTOWN, N.J. – The Economics & Statistics Department of CUNA recently released its Third Quarter Operating Ratios and Spreads Report, containing a series of tables, arranged by asset size, presenting operating ratios and spreads for credit unions.

The operating ratios and spread tables are the same as the sections of CUNA’s biannual Operating Ratios and Spreads book. The report opens with an explanation of the relationships between the ratios then goes on to list operating ratios by asset size, field of membership, and state. Operating ratio tables are given in the areas of balance sheet composition, loans, investments, savings, and income and costs.

The report also includes spreads, camels, ratios and growth by field of membership and by state.

NJCUL has made this report available for download to member credit unions here. This aspect of the NJCUL site is limited to members only and requests a password. To request a login, visit


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