Job Openings - New Jersey Credit Union League (NJCUL)

Friday July 3, 2009

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Data Center / Computer Operations Team Leader

McGraw Hill Federal Credit Union
Reports To: Director of Operations

SUMMARY
Directs and coordinates activities of workers engaged in computer operations by performing the following duties personally or through subordinate supervisors.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Plans and develops policies and procedures for carrying out computer operations.

Meets with technical staff to discuss progress of work, resolve problems, and ensure that standards for quality and quantity of work are met.
Develops plans for implementation of new products/projects, coordinates process with technical staff. Provides well-defined plans including procedures, deadlines, and accountability.
Directs the department's personnel administration activities including job assignment, training, performance evaluation, and compensation review. Adjusts hours of work, priorities, and staff assignments to ensure efficient operation, based on workload.
Consults with software and hardware vendors and other establishment workers to solve problems impeding computer processing.
Meets with users to determine quality of service and identify needs.
Meets with senior management to determine impact of proposed changes in hardware or software on computer operations and service to users.
Maintains awareness of changing trends and regulations which might effect the department and act as requested.
Ensures that technical staff utilizes technology to provide CU staff with a fast, accurate, and secure method to access information, in order that members can be served in a highly efficient and effective manner. Ensure support is provided to internal staff in a professional, courteous, and timely manner.
Evaluates new software and hardware to determine usefulness and compatibility with existing software and hardware.
Makes purchasing decisions based on bid price provided, monitoring to ensure that accurate records are maintained.
Develops and maintains a XP Systems Disaster Recovery plan in coordination with Network and Security Team Leader
Evaluates proposed data processing projects to assess adequacy of existing hardware, and recommends purchase of equipment.
Develops an annual budget, provide justification when needed. Review and compare actual results to planned budgetary performance, preparing reports reflecting results and monitors expenditures.

JOB QUALIFICATIONS
Qualification Minimum

Bachelor degree in related field or agreed upon equivalent.
Three to five years of related work experience in a financial institution with progressively responsible duties.
Other related job experience may be accepted in lieu of financial institution experience.

Demonstrate good public relations skills
Possess high level of interpersonal skills
Possess problem-solving skills
Computer literacy required, personal computers, servers, printers, scanners and other peripheral equipment

Apply via email at: Cindysie@aol.com

DIRECTOR OF LENDING

McGraw Hill Federal Credit Union
Reports To: Chief Operating Officer

SUMMARY
Responsible for developing new business, underwriting, structuring, and the closing of consumer and commercial loans, as well as maintaining and servicing an existing portfolio. Represents the credit union in local community through active participation in community affairs and participates in marketing all of the bank’s products and services. Manages the implementation of consumer loan (including real estate) policies, underwriting standards, procedure and guidelines.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

Responsible for compliance and quality control of consumer and commercial loans.
Oversee the approval policy ensuring applicability.
Monitor an existing commercial real estate loan portfolio to ensure proper risk ratings and early identification of potential problems.
Responsible for obtaining and utilizing secondary market real estate loan pricing.
Fulfilling regulatory reporting requirement.
Analyzes lending policies/guidelines and underwriting standards and makes recommendations.
Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required.
Development of new loan products.
Maximize bank profitability through appropriate pricing of new loan originations, fee income, and selling of all credit union products & services.
Identifies training needs, assists in the development of training programs and ensures successful implementation of training for all consumer loan personnel.
Hires, develops and evaluates lending personnel.
Addresses unresolved member issues or concerns.
Collaborates with sales staff in any new product roll-outs.
Establishes and develops business relationships with appropriate business partner.

JOB QUALIFICATIONS
Qualification Minimum

Minimum Bachelor’s degree in Finance, Business, or Economics.
Minimum 3 years of commercial real estate lending experience.
5-7 years of Supervisory Skills.
Formal credit training.
Strong oral and written communication skills.
PC proficiency, especially in Microsoft Excel.
Proven track record in working with all levels of senior management.

Apply via email at: Cindysie@aol.com

TITLE:

Loan Servicing Specialist

CLASS:

Non-Exempt

GENERAL SUMMARY
Financial Resources FCU

This position requires an individual who exhibits strengths in the following areas;

Corporate Values
Dependability
Initiative
Teamwork
Quality Control

The individual shall be evaluated on their performance in the above areas as determined by their Supervisor.

ESSENTIAL FUNCTIONS:
As a Loan Servicing Specialist, you will be responsible for performing any and all functions relating to the servicing of loan products offered by the credit union.

Responsible for daily quality control function for consumer and real estate loans. Review loan files, applications and related documentation as well as the ITI Premier and NGP System for accuracy and completeness. Document findings to Management and prepare monthly reports relating to missing loan documents and errors. Prepare correspondence to ensure titles are obtained for booked auto loans.

EDUCATION:

High school degree; or equivalent related business experience.

EXPERIENCE:

Minimum of one year of related lending experience required.
Knowledge of loan servicing and escrow is a plus
Intermediate knowledge of Microsoft Word and Excel applications is required.
Excellent verbal and written communication skills, as well as excellent interpersonal skills to interact with members and county offices.

Apply via email at: careers@finresc.org or by fax at 908-253-6495.

BUSINESS DEVELOPMENT MANAGER

Aspire Federal Credit Union, a progressive $180 million credit union with branches in NJ, NY, VA and NH, has an exciting opportunity for an experienced Business Development professional. Responsible for planning, organizing and carrying out business development activities and strategies that promote credit union growth through managing existing SEG and Ambassador relationships, expanding business relationships in new markets, and building sound interpersonal relationships with membership groups. Manages the day-to-day business development functions of the credit union. Represents the credit union at sponsor locations and business functions.

Ideal candidate should have 3-5 years related experience, preferably in the financial services industry. Must have prior supervisory experience as well as strong interpersonal and communication skills.

Interested candidates please send resume and cover letter (including salary requirements) to: Aspire FCU, Attn: Mktg, 67 Walnut Ave, Suite 401, Clark, NJ 07066. Fax 732-388-2062 Email hr@aspirefcu.org

ABCO Federal Credit Union
F/T Teller/Member Service Representative

ABCO is looking for individuals to primarily work in our Atlantic City branch office. Qualifications include 1-2 years experience in the financial services industry, able to cross-sell and are computer literate in Microsoft Office environment. Looking for English speaking and fluent in speaking and reading English and Chinese.

Duties and Responsibilities to include:
*Developing good member relationships
*Processing & balancing cash, check and negotiable item transactions; disburse funds
*Cross-selling a variety of products and services.
*Open new accounts, run security verifications
*Researching member problems and providing resolution
*Being a team player and supporting branch operations
*Communicating all of the above to our diverse Membership
* Willing to work at other branch offices as needed.

Salaries start in the low $20's; may be negotiable based upon experience. We also offer a complete benefits package and incentives may be available from time to time.

Please submit resume’ or letter of interest to the attention of ABCO Human Resources Department via any of the following options:

Email to: careers@goabco.org
Fax to:    609-265-9585
Mail to: ABCO Federal Credit Union
               Attn: HR Director
               PO Box 503
               Rancocas, NJ   08073-0503

Financial Manager/Counselor

Responsible for educating consumers in sound financial principles and assisting them in the development of strategies for overcoming indebtedness. Assist adults in developing matched savings programs. Work with clients, staff, and community partners. In addition, provide operational support to a newly-developed credit union in Bergen County. A master’s degree preferred or B.A./B.S. with related experience in finance/banking; credit counseling. Excellent communication and organizational skills. Bilingual (English/Spanish) desired. Please forward resume and salary history to: resume@bergencap.org

Pinnacle Federal Credit Union headquartered in Edison, NJ has an excellent opportunity in its Collections Department:

Collector (Part Time-25 Hours/Week)

Responsible for the control of late and/or delinquency loan accounts and pending late payment reminders. Make follow-up telephone calls on delinquent loan accounts and maintain accurate records on delinquent loan accounts. Optimize collections on accounts while balancing the goodwill of members with the overall business interests of the credit union.

Duties and Responsibilities

Monitor payments for late and/or delinquency status. Follow up on delinquent, high-balance, and overdue credit balance accounts by phone and/or letter. Ensure professional interface with members.
Contact high balance and/or delinquent members by telephone and mail to determine the reasons for balance or delinquency, and assist them in developing plans to bring accounts to a current status. Develop workout plans and collect on overdue accounts whenever possible.
Notify co-signers regarding status of delinquent accounts.
Update files and system accounts via the credit union’s delinquent loan recovery system.
Secure credit bureau reports. Skip trace on loan accounts. Maintain accurate data for repossessions, bankruptcy files, charge-off list, etc.
Research payroll deductions, stops, starts, and changes as they may affect the status of a loan repayment.
Assist members with delinquent real-estate loans to resolve delinquency.
Determine when to compromise and settle balances and when to initiate foreclosure or repossession proceedings.
Determine when loan collateral should be repossessed, and serve a liaison with attorneys or agencies in handling repossession of collateral.

Experience

Successful candidates must have Bank/Credit Union experience.
Requires strong written and oral communication skills.
Strong analytical skills and member service skills with the ability to organize and prioritize.
Proficiency is Microsoft Office applications (XP Systems extremely helpful).
Ability to work independently with minimal direction/supervision; willingly makes own decisions.
Requires professional, well-developed interpersonal skills necessary for communicating with members and co-workers.

Send resume to jmoyler@pinnaclefcu.com

F/T Call Center Representative
A NY/NJ credit union, with 100M in assets, seeks a seasoned professional Full Time Call Center Representative to work in their NYC/Federal Plaza branch. The position assumes the responsibility of efficient, effective, and accurate performance of call center customer service, with heavy phone volume and basic knowledge of credit union operations. Position requires strong interpersonal and communication skills. The Representative will establish and maintain courteous and professional telephone relations with the members at all times. Must possess the ability to interact with fellow employees and management. 2-4 years experience is desired, high school degree or equivalent, ability to operate a computer. Must be detailed oriented, self motivated, and a strong problem solver. EOE Submit resume with salary history and requirements to: hr@xcelfcu.org

VP of Lending
PPL GOLD Credit Union in Allentown, PA is looking for a VP of Lending. The credit union currently has two branch locations and has approximately $90 million in assets. The position reports directly to the President/CEO and is responsible for all lending processing and operations, including first mortgages, home equities, autos, personal, credit cards and student loans. Knowledge of ALM, compliance, product development and marketing required. Leadership, project management and PC skills (Outlook, Word, Excel, Power Point) a must. 5+ years of management and lending experience and a 4 yr college degree required. Send cover letter, resume and salary requirements to cb@pplgold.org.

Loan Officer

Pinnacle Federal Credit Union headquartered in Edison, NJ has an excellent opportunity in its Lending department:

Loan Officer

Provide information on credit union products and services according to all credit union policies and procedures and Federal and State rules and regulations. Responsible for interviewing and evaluating applicants for routine loans and processing loan applications. Gather background information and analyze loan applicants’ credit history. Approve or deny loan applications based on analysis. Operate with moderate credit authority.

Duties and Responsibilities

Gather background information on loan applicants by interviewing loan applicants and obtaining credit bureau reports.
Assist members with the loan application process to ensure completeness of information.
Pull credit reports for all accounts, verify debts, and estimate monthly payments for any outstanding debts not listed and add them to debts on application.
Calculate debt-to-income ratios on loan applicants.
Calculate how much of a loan applicant’s debt is secured or unsecured.
Complete loan applications over the phone or electronically.
Determine collateral needs and payment plans for members applying for loans.
Determine eligibility of loan co-maker’s statement and credit rating.
Approve or deny loan applications.
When a loan is denied, explain reasons for denial in a professional, courteous manner. Work with member to provide recommendations or alternative options for other possible ways to secure a loan in the future.
Verify the accuracy of loan amounts and repayment terms on approved loan applications.
Complete loan documents and disburse loans when approved.
Implement new loan products and services in accordance with management directions.
Cross-sell lending and other credit union products.

Experience:

Successful candidates must have Bank/Credit Union experience.
Requires strong written and oral communication skills.
Strong analytical skills and member service skills with the ability to organize and prioritize.
Proficiency is Microsoft Office applications (XP Systems extremely helpful).
Ability to work independently with minimal direction/supervision; willingly makes own decisions.
Requires professional, well-developed interpersonal skills necessary for communicating with members, visitors, vendors and co-workers.

Send resume to jmoyler@pinnaclefcu.com

Senior Accountant

E53 Federal Credit Union has a newly created position open for a detail oriented Accountant. The successful candidate will be responsible for accounts payable, bank reconciliations, general ledger, daily entries, account monitoring, along with financial analysis, budgeting, forecasting and various other financial projects as needed. Accounting or finance degree required. Credit Union experience a definite plus!

Excellent opportunity for an experienced accountant to make their mark in a fast growing credit union. Make a real impa ct and gain significant experience. Team player, detail oriented, excellent personality, motivated, superb presentation & communication skills, motivated and self starter.

Strong Excel & other accounting software package skills & experience needed. Personable and willing to take initiative. Seeking driven, detail oriented, career oriented, motivated accountant. Financial analysis & budgeting experience. Organized and willing to contribute to entire organization’s future. Please email resume and salary requirements to e53hr@aol.com

Credit Analyst/Administrator Business Lending

ESSENTIAL FUNCTION

Work in concert with MBL officer to ensure the delivery of business loan services to prospective and existing members;
Work in concert with MBL by following up on new business, sales calls, obtaining applications and requisite business and personal financial statements, tax returns, aging reports and other information necessary to underwrite credit requests
Ordering and evaluating public record data including lien searches, litigation and judgment searches, individual and business credit reports and borrower specific industry data
Ordering and evaluating real estate appraisals, equipment valuations, environmental assessment reports (Phase I) and other data submitted in support of collateral condition and values
Analyze personal financial statement, corporate financial statements, federal tax returns, and other financial reports as required by specific loan request
Prepare full and complete underwriting for commercial real estate and business loan requests, including but not limited to credit, financial, risk and market analyses.
Assigning the appropriate credit risk rating to each Member relationship
Prepare Letters of Intent/Term Sheets and Letters of Commitment
Assist with the closing of member business loans.
Maintenance of business loan credit files that exhibit appropriate due diligence relative to credit exposure to satisfy internal and external auditors and NCUA examiners.
Maintenance of tickler system for on-going portfolio management of business lending relationships.
Prepare in depth credit, financial and risk analyses for renewals and restructures, including but not limited to loan terms and conditions, including pricing, rate of repayment, and loan exposure.
Accompany MBL and NBD on sales calls, and meetings, lending events as appropriate.