Applicants

To post a position, FREE of charge, you must be an affiliated NJCUL credit union.

A non-affiliated credit union, employee and/or member may post a position or resume for a $25 fee. In addition, this category may include the general public, in state or out of state, interested in employment within the credit union movement.

Ads will run for three months, on our website (www.njcul.org). (If you wish to have your ad run for more than three months, you must resubmit it.) All posting requests must include a contact name and phone number for submission verification.

To post a resume, applicants must send a cover letter, suggested classified ad for publication, (no more than 60 words), a copy of your resume and fee to NJCUL.

Please contact NJCUL at 800-792-8861, ext. 100 or e-mail mzelinsky@njcul.org to post an ad or retrieve a resume.

** Please note NJCUL bears no responsibility for the availability of positions nor does it play a role in the hiring process (unless the position is with NJCUL and/or it affiliates) Applicants are advised to contact the credit union directly with questions.

PATRICK A. DI MEOLA
353 Fieldcrest Drive
New Egypt, New Jersey 08533
(609) 758-2032
pdimeola@verizon.net

SUMMARY

An analytical, decisive and conscientious, Controller with extensive accounting and related bookkeeping experience. Expertise in administering the operations of the organization while focusing on increasing profitability and enhancing value. Team player and seasoned manager with strong written and oral communication skills. Computer knowledge in Microsoft Excel, Word, Outlook, Lotus, Symphony, EDS and XP Systems.

EXPERIENCE

MCGRAW – HILL EMPLOYEES FEDERAL CREDIT UNION, East Windsor, NJ 1999 – 2008
A not for profit full service institution with over $180M in assets, 4 branches and over 15,000 members.

Controller
Lead and managed the daily activities including, but not limited to general ledger, annual budgeting, AP/AR, external audit, monthly closing, system improvements, regulatory reporting, investment portfolio and adherence to Generally Accepted Accounting Principles. Supervised a staff of 3, reporting to the Chief Executive Officer with a budget of $125K.

• Reorganized an Accounting Department that was put on probation with a Camel 4 rating from the NCUA for poor record keeping prior to my arrival. Resolved bookkeeping issues within 7 months which resulted in a Camel 2 audit rating.
• Devised a Non-Interest Income report to track service fee income by type, volume and total dollar amount. This report identified NSF checks as our largest source of income. Management increased the NSF fee charge which resulted in $44,265.00 worth of additional income.
• Defined Wire Transfer Policy and controls to eliminate the possibility of fraud, monetary loss and possible lawsuits. Implementation of controls has resulted in zero losses to date.
• Implemented and completed the final application process to become a member of the FHLB. Increased future liquidity and borrowing needs by $25M.
• Increased our current product offerings and usage of consumer products by instituting five new loan product types to launch our first ever Visa Platinum Debit and Credit Card Rewards Program. Debit Cards are up 185 active accounts with 1,924 transactions totaling $30K in purchases. Credit Cards are up 18 active accounts with 243 transactions totaling $134K in purchases.
• Project manager that directed the activities of the management team (6) on the Payroll Project. Purpose of the project was to find a way to identify current ACH transactions which would allow Marketing & Business Development opportunities to contact current members and offer additional services. Completed the project 3 weeks ahead of schedule and generated a viable contact list of members for the Marketing department.
  

PROPONENT FEDERAL CREDIT UNION, (HLR FEDERAL CREDIT UNION) Nutley, N.J 1987 – 1999
A not for profit financial services provider with over $400M in assets and over 25,000 members.

Accountant (1992 – 1999)
Responsibilities included producing monthly Financial Reports for Senior Management and the Board of Directors. Reported to the Senior Accountant.

• Organized the internal processing methods and posting of adjusting entries which resulted in completing the monthly Statement of Financial Condition and Statement of Income and Expense, Operating Expense Budget vs. Actual Report, Budget Overrun Report, Management Highlights, Year to Year Expense and Income Reports, Fee Income and Net Interest Margin to be distributed to Senior Management by the 5th working day of the month, a 3 day improvement.
• Selected and directed the implementation of an integrated accounts payable and prepaid software package. Provided management with improved financial and expense reporting.
• Designed an excel spreadsheet to track cash flow and funds availability for the daily operations of the organization. Settled daily cash position and invested excess in Overnight Federal Funds. Reconciled 7 bank accounts monthly.

Junior Accountant (1987 – 1992)
Accounting Clerk II (1987 – 1987)

FIRST FIDELITY BANK, Nutley, NJ 1985 – 1987
Assistant Branch Manager

HOWARD SAVINGS BANK, Summit, NJ 1981 – 1985
Assistant Branch Manager (1985)
Head Teller (1983 – 1985)
Teller (1981 – 1983)

EDUCATION

B.S. Business Management, Saint John’s University, Staten Island, NY

PROFESSIONAL ASSOCIATIONS

Participant of the Finance, Accounting & Investments Roundtable – NJCUL
CUNA CFO Council Member

ACTIVITIES

Board Member of the Rolling Acres Homeowner’s Association
Treasurer, New Egypt Youth Soccer Association
Member, St. John’s Alumni, N.J. Chapter
Assistant Coach, East Windsor PAL Pride

Ralph Mercado
107 Hawthorne Ave.
Ewing , NJ 08638
609-851-6355
Rmerc72@yahoo.com

SUMMARY

Creative and outgoing with over eighteen years of check processing experience. Strong leadership, organization, and team building skills. Deadline oriented with a sense of urgency when appropriate.

EMPLOYMENT

Coordinator, NJ Item Processing Operations Jan. 2002-Present

HISTORY

Members United Corporate FCU (Formerly Empire Corporate FCU), Jamesburg, NJ

• Responsible for the daily operations of the check collection process including encoding, sorter operation, reject repair, return item qualification, balancing and proving outgoing cash letters.
• Oversee and perform image quality verification for outgoing items and ensure daily and weekly back up tapes are generated.
• Ensure all scheduled deposits were received from Members and reconciled to processing system.
• Coordinate work schedules for staff to ensure proper workflow, monitor overtime, and meet productions deadlines.
• Communicate effectively with Members, couriers, and internal departments.
• Assist inclearing operations when necessary.
• Train all new staff members and cross train existing staff.

Assistant to the CFO, Various Duties and Positions Dec. 1999-Jan. 2002
Hopewell Valley Community Bank, Pennington, NJ

• Reconciled all accounts to the general ledger including daily loan, share, sub-ledger, cash, bank deposits, and suspense accounts. Resolved outstanding items.
• Managed the banks internal and external accounts payable records.
• Developed and implemented operating procedures for all branch and back office operations to comply with FDIC rules and regulations.
• Trained new employees on banking software/applications.

Member Service/Call Center Representative Jan. 1998-Mar.1999 Wachovia Bank (Formerly CoreStates Bank & First Union Bank), Ewing, NJ

• Answered all incoming phone inquiries from external customers concerning account inquiries.
• Completed research and follow up timely.

Unit Leader Feb. 1990-Feb. 1997
HSBC (Formerly Marine Midland Bank), New York, NY

• Assisted in daily proof and transit operations including encoding, preparing teller adjustments, sorter operations, reject repair and outgoing cash lette

EDUCATION

Accounting, Walton High School, Bronx, NY
Completed Microsoft E-Learning courses in Word and Excel

2008
Credit Union Executive Society (CUES) on line training courses

SKILLS
Speak Spanish Fluently
Microsoft Word, Excel, Power Point

Posted 5-15-08