BEGIN:VCALENDAR VERSION:2.0 METHOD:PUBLISH PRODID:-//ddaysoftware.com//NONSGML DDay.iCal 1.0//EN BEGIN:VTIMEZONE TZID:Eastern Standard Time BEGIN:STANDARD DTSTART;VALUE=DATE:18000101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=10;BYMONTHDAY=25,26, 27,28,29,30,31 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:DAYLIGHT DTSTART;VALUE=DATE:18000101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=4;BYMONTHDAY=1,2,3,4 ,5,6,7 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT BEGIN:STANDARD DTSTART;VALUE=DATE:20070101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=11;BYMONTHDAY=1,2,3, 4,5,6,7 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:DAYLIGHT DTSTART;VALUE=DATE:20070101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=3;BYMONTHDAY=8,9,10, 11,12,13,14 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT END:VTIMEZONE BEGIN:VEVENT DESCRIPTION:Articles 3 and 4 of the Uniform Commercial Code (UCC) and Feder al Reserve Regulation CC govern: Checks\, drafts\, and other negotiable in struments The relationship between a financial institution and its account holders The relationship between financial institutions participating in t he check clearing process Do you understand these laws and how they dictat e the credit union’s daily transactions? This session is designed to teach the laws and regulations that govern negotiable instruments in a down-to- earth fashion by taking very complex laws and presenting them in simple te rms. HIGHLIGHTS When is a check properly payable? When is an endorsement r equired? What is a proper endorsement? What is a “holder in due course” an d why is it important? What is the credit union’s liability for paying a c heck over a stop payment? May a financial institution pay checks and other debits in any order they select? Who is liable for a forged drawer’s sign ature on a check? Who is liable for a forged endorsement on a check? What responsibility does an employer have for endorsements forged by an employe e? When is a check return timely? What obligation does a member have to ex amine their statements? Which financial institution is liable for encoding errors on a check? How long may holds be placed on checks? WHO SHOULD ATT END? This informative session will be beneficial for tellers\, attorneys\, back office personnel\, call center staff\, branch administration\, branc h managers\, new account representatives\, and the fraud/security departme nts. ABOUT THE PRESENTER – Paul Carrubba\, JD\, Adams and Reese\, LLP Paul Carrubba is a partner in the law firm of Adams and Reese LLP. His primary focus is on payment system laws/regulations and operations issues. A freq uent speaker at industry events\, vendor conferences\, and webinars\, Paul serves as a litigation consultant and expert witness on banking procedure s. Paul started his banking career at Deposit Guaranty National Bank in Ja ckson\, MS\, where he worked for 20+ years. During that time\, he was seni or VP and operations manager\, served as Southern Financial Exchange board chairman\, was a member NACHA’s executive committee and board\, as well a s other executive positions. Paul has authored five books including: Revis ed UCC Article 3 and 4\; A Banker’s Guide to Checks\; Principles of Bankin g\; and Remote Deposit Capture Practical Considerations. PLEASE NOTE: Your registration fee allows you to have one telephone connection. However\, a s many people as you like may listen from your office speaker phone. If yo u register for the webinar\, your registration fee also includes one inter net connection from a single computer terminal. THREE REGISTRATION OPTIONS 1. LIVE WEBINAR The LIVE WEBINAR option allows you to have one telephone connection for the audio portion and one Internet connection (from a singl e computer terminal) to view online visuals as the presentation is deliver ed. You may have as many people as you like listen from your office speake r phone. Registrants receive a toll-free number and pass code that will al low entrance to the seminar. The session will be approximately 90 minutes\ , including question and answer sessions. Seminar materials\, including in structions\, pin number\, and handouts will be emailed to you prior to the broadcast. You will need the most current version of Adobe Reader availab le free at www.adobe.com. 2. ON-DEMAND WEB LINK** AND FREE CD ROM* Can't a ttend the live webinar? The ON-DEMAND WEB LINK** is a recording of the liv e event including audio\, visuals\, and handouts. We even provide the pres enter's email address so you may ask follow-up questions. Approximately 1 week prior to the webinar\, you will receive an email with the web link. T his web link can be viewed anytime 24/7\, beginning 6 business days AFTER the webinar and will expire 6 months after the live program date. But ther e's more . . . AS AN ADDED BONUS\, you will also receive a FREE audio/visu al CD ROM.* The CD ROM includes the original audio/visual presentation\, t he question and answer sessions\, and the handouts. Use the on-demand link or this "off-the-shelf" training program for those that could not attend the live seminar and for future training. 3. BOTH LIVE WEBINAR AND ON-DEMA ND WEB LINK** (INCLUDES FREE CD-ROM*) Includes options 1 and 2 above *CD R om for PC use only **All materials are subject to copyright and intended f or your credit union's use only. NEW! Listen on your iPad\, iPhone\, or An droid. Instructions will be emailed to you with the on-demand link. INVEST MENT: $199.00 Webinar per connection $199.00 Archived On-Demand Web Link & amp\; Free CD ROM $249.00 Both Live Webinar &\; Archived On-Demand Web Link &\; Free CD ROM TIME: 3:00 p.m. - 4:30 p.m. To register and pay by check\, email mzelinsky@njcul.org and your credit union will be invoiced. To register and pay online\, click here. DTEND;TZID=Eastern Standard Time:20130117T163000 DTSTAMP:20130523T153333 DTSTART;TZID=Eastern Standard Time:20130117T150000 LOCATION: SEQUENCE:0 SUMMARY:> Webinar: UCC 3 & 4 on Negotiable Instruments: Time Frames\, Legal Concerns & Member Issues UID:7deb45a5-14f6-4a02-93e4-4a30fb4120b4 URL:http://www.njcul.org/-webinar-ucc-3-4-on-negotiable-instruments-time-fr ames-legal-concerns-member-issues-2013-01-17.aspx END:VEVENT END:VCALENDAR