BEGIN:VCALENDAR VERSION:2.0 METHOD:PUBLISH PRODID:-//ddaysoftware.com//NONSGML DDay.iCal 1.0//EN BEGIN:VTIMEZONE TZID:Eastern Standard Time BEGIN:STANDARD DTSTART;VALUE=DATE:18000101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=10;BYMONTHDAY=25,26, 27,28,29,30,31 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:DAYLIGHT DTSTART;VALUE=DATE:18000101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=4;BYMONTHDAY=1,2,3,4 ,5,6,7 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT BEGIN:STANDARD DTSTART;VALUE=DATE:20070101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=11;BYMONTHDAY=1,2,3, 4,5,6,7 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:DAYLIGHT DTSTART;VALUE=DATE:20070101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=3;BYMONTHDAY=8,9,10, 11,12,13,14 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT END:VTIMEZONE BEGIN:VEVENT DESCRIPTION:As one year ends and another begins\, it means one thing for th ose working at financial institutions – the start of another IRA season. I t is important to keep up to date on any new regulatory\, plan document\, and contribution-limit changes that occurred in 2012 and 2013. This progra m is designed for experienced individuals who deal with IRA and HSA accoun ts\, whether face-to-face with members\, behind the scenes in the IRA supp ort department\, or in a management capacity. This lively session will ens ure you are current on important issues in the world of IRA and HSA accoun ts today. HIGHLIGHTS • Amending IRA Plan Documents and Disclosure Statemen ts • Tax benefits of Traditional &\; Roth IRAs and HSAs\, now and in th e future • Traditional and Roth IRA and HSA contribution and deduction lim its o 2012 &\; 2013 contribution and deduction limits o Determining eli gibility for IRA and HSA deductions • Important IRA and HSA portability co nsiderations o Participant and beneficiary rollovers from employer retirem ent plans to IRA accounts o Qualified HSA funding distributions WHO SHOULD ATTEND? This informative session will be useful to staff responsible for handling IRAs or HSAs\, especially for those who deal directly with member s or who have operational or compliance responsibilities. This session is a must for individuals who need to keep up to date on the 2012 and 2013 IR A or HSA rules or want a refresher on important rules and issues effecting IRA and HSA accounts. ABOUT THE PRESENTER – Frank J. Laloggia\, Laloggia Consulting\, Inc.Frank LaLoggia is the President of LaLoggia Consulting\, Inc.\, Rochester\, New York\, a pension and financial consulting firm that assists financial organizations with ongoing support in the creation\, de velopment\, and marketing of their retirement plans and financial-services offerings. Nationally renowned\, Frank coordinates and conducts pension a nd financial seminars and training programs throughout the United States. With over 35 years’ experience in employee benefits\, and always in demand \, his client list is impressive. He has assisted many leading financial o rganizations in the pension and financial services industries. Frank has a chieved the designation of Deferred Compensation Specialist through Northe astern Universities Center for Continuing Education and The National Retir ement Plans Training Conference. PLEASE NOTE: Your registration fee allows you to have one telephone connection. However\, as many people as you lik e may listen from your office speaker phone. If you register for the webin ar\, your registration fee also includes one internet connection from a si ngle computer terminal. THREE REGISTRATION OPTIONS 1. LIVE WEBINAR The LIV E WEBINAR option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone. Registrants rec eive a toll-free number and pass code that will allow entrance to the semi nar. The session will be approximately 90 minutes\, including question and answer sessions. Seminar materials\, including instructions\, pin number\ , and handouts will be emailed to you prior to the broadcast. You will nee d the most current version of Adobe Reader available free at www.adobe.com . 2. ON-DEMAND WEB LINK** AND FREE CD ROM* Can't attend the live webinar? The ON-DEMAND WEB LINK** is a recording of the live event including audio\ , visuals\, and handouts. We even provide the presenter's email address so you may ask follow-up questions. Approximately 1 week prior to the webina r\, you will receive an email with the web link. This web link can be view ed anytime 24/7\, beginning 6 business days AFTER the webinar and will exp ire 6 months after the live program date. But there's more . . . AS AN ADD ED BONUS\, you will also receive a FREE audio/visual CD ROM.* The CD ROM i ncludes the original audio/visual presentation\, the question and answer s essions\, and the handouts. Use the on-demand link or this "off-the-shelf" training program for those that could not attend the live seminar and for future training. 3. BOTH LIVE WEBINAR AND ON-DEMAND WEB LINK** (INCLUDES FREE CD-ROM*) Includes options 1 and 2 above *CD Rom for PC use only **All materials are subject to copyright and intended for your credit union's u se only. NEW! Listen on your iPad\, iPhone\, or Android. Instructions will be emailed to you with the on-demand link. INVESTMENT: $199.00 Webinar pe r connection $199.00 Archived On-Demand Web Link &\; Free CD ROM $249.0 0 Both Live Webinar &\; Archived On-Demand Web Link &\; Free CD ROM TIME: 3:00 p.m. - 4:30 p.m. To register and pay by check\, email mzelinsky @njcul.org and your credit union will be invoiced. To register and pay onl ine\, click here. DTEND;TZID=Eastern Standard Time:20130109T163000 DTSTAMP:20130619T142813 DTSTART;TZID=Eastern Standard Time:20130109T150000 LOCATION: SEQUENCE:0 SUMMARY:> Webinar: IRA & HSA Review & Update – 2012 & 2013 Tax Years UID:6355212e-4ed6-4cc4-b1d6-7d6688f328bf URL:http://www.njcul.org/-webinar-ira-hsa-review-update-–-2012-2013-tax-yea rs-2013-01-09.aspx END:VEVENT END:VCALENDAR