BEGIN:VCALENDAR VERSION:2.0 METHOD:PUBLISH PRODID:-//ddaysoftware.com//NONSGML DDay.iCal 1.0//EN BEGIN:VTIMEZONE TZID:Eastern Standard Time BEGIN:STANDARD DTSTART;VALUE=DATE:18000101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=10;BYMONTHDAY=25,26, 27,28,29,30,31 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:DAYLIGHT DTSTART;VALUE=DATE:18000101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=4;BYMONTHDAY=1,2,3,4 ,5,6,7 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT BEGIN:STANDARD DTSTART;VALUE=DATE:20070101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=11;BYMONTHDAY=1,2,3, 4,5,6,7 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:DAYLIGHT DTSTART;VALUE=DATE:20070101 RRULE:FREQ=YEARLY;BYDAY=SU;BYHOUR=2;BYMINUTE=0;BYMONTH=3;BYMONTHDAY=8,9,10, 11,12,13,14 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT END:VTIMEZONE BEGIN:VEVENT DESCRIPTION:In 2012\, there were many changes to federal laws and regulatio ns regarding credit union deposit operations. Did you miss any of these ch anges? This webinar will review important changes that affect your credit union’s deposit operations. It will also review final rules that will beco me effective in 2013. This is an excellent way for your credit union to ke ep up-to-date on deposit operations. HIGHLIGHTS ATM accessibility requirem ents under the Americans with Disabilities Act became effective in March 2 012 Reg E notice on outside of ATM is expected to be eliminated Foreign re mittance transfers require different disclosures\, error resolution\, and cancellation rights beginning in February 2013 UDAAP violation when member opted-in but credit union never intended to pay overdrafts caused by ATM or debit card transactions All federal benefit payments will become electr onic in March 2013 Unlimited deposit insurance for non-interest-bearing ac counts eliminated December 31\, 2012 WHO SHOULD ATTEND? This informative s ession is directed to deposit operations personnel\, managers\, tellers\, member service representatives\, compliance officers\, and attorneys. ABOU T THE PRESENTER – Elizabeth Fast\, JD &\; CPA\, Spencer Fane Britt & \; Browne LLP Elizabeth Fast\, Esq. is a partner with Spencer Fane Britt & amp\; Browne LLP where she specializes in the representation of financial institutions. Elizabeth is the head of the firm’s training division. She r eceived her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition\, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane\, she was General Counsel\, Senior Vice Presid ent\, and Corporate Secretary of a $9 billion bank with more than 130 bran ches\, where she managed all legal\, regulatory\, and compliance functions . She is a member of the Missouri State Banking Board by appointment of th e Governor. PLEASE NOTE: Your registration fee allows you to have one tele phone connection. However\, as many people as you like may listen from you r office speaker phone. If you register for the webinar\, your registratio n fee also includes one internet connection from a single computer termina l. THREE REGISTRATION OPTIONS 1. LIVE WEBINAR The LIVE WEBINAR option allo ws you to have one telephone connection for the audio portion and one Inte rnet connection (from a single computer terminal) to view online visuals a s the presentation is delivered. You may have as many people as you like l isten from your office speaker phone. Registrants receive a toll-free numb er and pass code that will allow entrance to the seminar. The session will be approximately 90 minutes\, including question and answer sessions. Sem inar materials\, including instructions\, pin number\, and handouts will b e emailed to you prior to the broadcast. You will need the most current ve rsion of Adobe Reader available free at www.adobe.com. 2. ON-DEMAND WEB LI NK** AND FREE CD ROM* Can't attend the live webinar? The ON-DEMAND WEB LIN K** is a recording of the live event including audio\, visuals\, and hando uts. We even provide the presenter's email address so you may ask follow-u p questions. Approximately 1 week prior to the webinar\, you will receive an email with the web link. This web link can be viewed anytime 24/7\, beg inning 6 business days AFTER the webinar and will expire 6 months after th e live program date. But there's more . . . AS AN ADDED BONUS\, you will a lso receive a FREE audio/visual CD ROM.* The CD ROM includes the original audio/visual presentation\, the question and answer sessions\, and the han douts. Use the on-demand link or this "off-the-shelf" training program for those that could not attend the live seminar and for future training. 3. BOTH LIVE WEBINAR AND ON-DEMAND WEB LINK** (INCLUDES FREE CD-ROM*) Include s options 1 and 2 above *CD Rom for PC use only **All materials are subjec t to copyright and intended for your credit union's use only. NEW! Listen on your iPad\, iPhone\, or Android. Instructions will be emailed to you wi th the on-demand link. INVESTMENT: $199.00 Webinar per connection $199.00 Archived On-Demand Web Link &\; Free CD ROM $249.00 Both Live Webinar & amp\; Archived On-Demand Web Link &\; Free CD ROM TIME: 3:00 p.m. - 4:3 0 p.m. To register and pay by check\, email mzelinsky@njcul.org and your c redit union will be invoiced. To register and pay online\, click here. DTEND;TZID=Eastern Standard Time:20121212T163000 DTSTAMP:20130523T010324 DTSTART;TZID=Eastern Standard Time:20121212T150000 LOCATION: SEQUENCE:0 SUMMARY:> Webinar: Legal Update - Deposit Operations: 2012 in Review UID:396d96e3-52df-472c-a833-3ff73a33c628 URL:http://www.njcul.org/-webinar-legal-update-deposit-operations-2012-in-r eview-2012-12-12.aspx END:VEVENT END:VCALENDAR