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DESCRIPTION:More and more credit unions are providing escrow accounts due t
 o changes that occurred a couple years ago on first-lien higher-priced loa
 ns. Not surprisingly\, examiners have also increased escrow-requirement re
 views. RESPA has numerous\, very specific requirements on how and when esc
 row disclosures are given. This webinar will review the entire process\, a
 nd reveal common errors and examiner citations. Checklists will be provide
 d that will ensure your credit union complies with escrow requirements and
  that your disclosures and statements are complete. HIGHLIGHTS When does e
 scrow apply? Initial analysis for proper escrow amounts How is escrow disc
 losed on the HUD statement? What needs to be included in the initial discl
 osure and annual and short-year statements? What should be done if there i
 s a shortage\, surplus\, or deficiency? Handouts will be provided in “proc
 edure language” that can be used as a template to write your own escrow pr
 ocedures Valuable checklists and tools will be included WHO SHOULD ATTEND?
  This informative session is designed for compliance officers\, lending pe
 rsonnel\, and auditors. ABOUT THE PRESENTER – Ann Brode\, Brode Consulting
  Services\, Inc. Ann Brode began her career in 1973 and has continued her 
 service as a consultant to regional and community financial institutions t
 hrough a wide range of areas including strategic planning\, lending\, depo
 sits\, marketing\, training\, compliance\, and management. Ann is a well-r
 espected presenter and has spoken to audiences across the country for over
  25 years. She has presented sessions for numerous state associations and 
 has taught at the School of Banking Administration at the University of Wi
 sconsin as well as many other state banking schools. Ann is the author of 
 The Bank Deposit Documentation Manual for Front-Line Personnel\, published
  by Bankers Publishing Company\, and is well represented in numerous indus
 try publications. PLEASE NOTE: Your registration fee allows you to have on
 e telephone connection. However\, as many people as you like may listen fr
 om your office speaker phone. If you register for the webinar\, your regis
 tration fee also includes one internet connection from a single computer t
 erminal. THREE REGISTRATION OPTIONS 1. LIVE WEBINAR The LIVE WEBINAR optio
 n allows you to have one telephone connection for the audio portion and on
 e Internet connection (from a single computer terminal) to view online vis
 uals as the presentation is delivered. You may have as many people as you 
 like listen from your office speaker phone. Registrants receive a toll-fre
 e number and pass code that will allow entrance to the seminar. The sessio
 n will be approximately 90 minutes\, including question and answer session
 s. Seminar materials\, including instructions\, pin number\, and handouts 
 will be emailed to you prior to the broadcast. You will need the most curr
 ent version of Adobe Reader available free at www.adobe.com. 2. ON-DEMAND 
 WEB LINK** AND FREE CD ROM* Can't attend the live webinar? The ON-DEMAND W
 EB LINK** is a recording of the live event including audio\, visuals\, and
  handouts. We even provide the presenter's email address so you may ask fo
 llow-up questions. Approximately 1 week prior to the webinar\, you will re
 ceive an email with the web link. This web link can be viewed anytime 24/7
 \, beginning 6 business days AFTER the webinar and will expire 6 months af
 ter the live program date. But there's more . . . AS AN ADDED BONUS\, you 
 will also receive a FREE audio/visual CD ROM.* The CD ROM includes the ori
 ginal audio/visual presentation\, the question and answer sessions\, and t
 he handouts. Use the on-demand link or this "off-the-shelf" training progr
 am for those that could not attend the live seminar and for future trainin
 g. 3. BOTH LIVE WEBINAR AND ON-DEMAND WEB LINK** (INCLUDES FREE CD-ROM*) I
 ncludes options 1 and 2 above *CD Rom for PC use only **All materials are 
 subject to copyright and intended for your credit union's use only. NEW! L
 isten on your iPad\, iPhone\, or Android. Instructions will be emailed to 
 you with the on-demand link. INVESTMENT: $199.00 Webinar per connection $1
 99.00 Archived On-Demand Web Link &amp\; Free CD ROM $249.00 Both Live Web
 inar &amp\; Archived On-Demand Web Link &amp\; Free CD ROM TIME: 3:00 p.m.
  - 4:30 p.m. To register and pay by check\, email mzelinsky@njcul.org and 
 your credit union will be invoiced. To register and pay online\, click her
 e.
DTEND;TZID=Eastern Standard Time:20121204T163000
DTSTAMP:20130524T123101
DTSTART;TZID=Eastern Standard Time:20121204T150000
LOCATION:
SEQUENCE:0
SUMMARY:> Webinar: Escrow Account Compliance
UID:16f1d3d7-b3bc-4ca9-9162-c75829295774
URL:http://www.njcul.org/-webinar-escrow-account-compliance-2012-12-04.aspx
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