> Webinar: Meeting the Requirements for Capital Adequacy & Contingency

Tuesday, April 02, 2013
3:00 PM (GMT-05:00) Eastern Time (US & Canada)
4:30 PM

 

Capital adequacy requirements are changing. There is new regulatory emphasis on the responsibility of the board and senior management to determine capital adequacy based on the specific risk to the credit union. This is increasingly requested in examinations and credit unions have received positive comments if a capital stress test has been conducted prior to any potential request.

After the capital is stressed, the credit union should prepare a capital contingency plan to consider options for improving capital if the stress event occurs. It is always better to consider these options prior to the event (proactive) as opposed to after the event (reactive). This webinar will discuss an easy-to-follow methodology for completing the stress test, components of a capital contingency plan, and options for raising capital.

HIGHLIGHTS

  • Guidelines for determining capital adequacy based on risk
  • An effective methodology to determine capital adequacy based on risk
  • Perils to avoid in determining capital adequacy
  • How capital changes impact strategic planning
  • A practical approach for developing a capital contingency plan
  • Importance of stressing capital
  • How to easily stress capital
  • How regulators view differing levels of capital
  • Pros and cons of capital-raising methods based on current successes and/or failures

TAKE-AWAY TOOLKIT

  • Sample methodology for determining capital adequacy based on risk
  • Methodology for determining capital stress
  • Examples of realistic capital-raising alternatives

WHO SHOULD ATTEND?
This informative session is designed for presidents, CFOs, chief lending officers, and board members who want to remain proactive in dealing with capital adequacy.

ABOUT THE PRESENTER – Gary J. Young, Young & Associates, Inc.
Gary J. Young is Chief Executive Officer of Young & Associates, Inc. During 34 years in consulting and 45 years in the industry, he has assisted hundreds of financial institutions from coast-to-coast with improving shareholder value and profit, establishing effective strategic plans, management assessments, regulatory concerns, budgeting, asset/liability management, expansion planning, and mergers and acquisitions.

Gary is a popular speaker due to his practical and valuable insight and has conducted seminars throughout the United States and in Europe. Gary is on the board of a community bank, manages a bank investment fund, and is a co-founder of Capital Market Securities, Inc., which assists with mergers and acquisitions. 

PLEASE NOTE: Your registration fee allows you to have one telephone connection. However, as many people as you like may listen from your office speaker phone.  If you register for the webinar, your registration fee also includes one internet connection from a single computer terminal.

THREE REGISTRATION OPTIONS
1.  LIVE WEBINAR

The LIVE WEBINAR option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.  Registrants receive a toll-free number and pass code that will allow entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, pin number, and handouts will be emailed to you prior to the broadcast. You will need the most current version of Adobe Reader available free at www.adobe.com.

2.  ON-DEMAND WEB LINK** AND FREE CD ROM*
Can't attend the live webinar?  The ON-DEMAND WEB LINK** is a recording of the live event including audio, visuals, and handouts. We even provide the presenter's email address so you may ask follow-up questions. Approximately 1 week prior to the webinar, you will receive an email with the web link. This web link can be viewed anytime 24/7, beginning 6 business days AFTER the webinar and will expire 6 months after the live program date.  But there's more . . . AS AN ADDED BONUS, you will also receive a FREE audio/visual CD ROM.* The CD ROM includes the original audio/visual presentation, the question and answer sessions, and the handouts. Use the on-demand link or this "off-the-shelf" training program for those that could not attend the live seminar and for future training.

3.  BOTH LIVE WEBINAR AND ON-DEMAND WEB LINK** (INCLUDES FREE CD-ROM*) Includes options 1 and 2 above
*CD Rom for PC use only
**All materials are subject to copyright and intended for your credit union's use only.

NEW! Listen on your iPad, iPhone, or Android. Instructions will be emailed to you with the on-demand link.

INVESTMENT:
$199.00 Webinar per connection
$199.00 Archived On-Demand Web Link & Free CD ROM
$249.00 Both Live Webinar & Archived On-Demand Web Link & Free CD ROM

TIME: 3:00 p.m. - 4:30 p.m.

To register and pay by check, email Mary Zelinsky at mzelinsky@njcul.org and your credit union will be invoiced. To register and pay online, click here.