> Webinar: Legal Update - Loans: 2012 in Review

Wednesday, November 28, 2012
3:00 PM Eastern Daylight Time
4:30 PM


In 2012, there have been many changes and proposed changes in the law and regulations regarding loans that it is difficult to keep up. Have you overlooked any of the important lending issues? This webinar will review changes that will affect your credit union’s loan operations.


  • Update on the Consumer Financial Protection Bureau and its hot buttons
  • Mortgage Origination Examination Procedures published by the Bureau in January 2012
  • New guidance regarding compensation of mortgage loan officers – sharing of credit union's profits, 401(k), etc.
  • New Reg Z rules on prompt crediting of loan payments
  • Issues raised by examiners when loan payments come due on the weekend – possible UDAAP and Reg Z violation
  • Issues raised by examiners when modification or extension of mortgage loan triggers higher-priced mortgage-loan rules – possible UDAAP violation
  • Review of new federal bankruptcy rules and forms that became effective December 2011, including the new Proof of Claim, Mortgage Proof of Claim Attachment, Notice of Mortgage Payment Change, and Notice of Postpetition Mortgage Fees, Expenses, and Charges
  • And much more


This informative session is directed to all lending personnel, including loan officers, loan operations staff, credit analysts, managers, compliance officers, and attorneys.

ABOUT THE PRESENTER – Elizabeth Fast, JD & CPA, Spencer Fane Britt & Browne LLP

Elizabeth Fast, Esq. is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions. Elizabeth is the head of the firm’s training division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions. She is a member of the Missouri State Banking Board by appointment of the Governor.

PLEASE NOTE: Your registration fee allows you to have one telephone connection. However, as many people as you like may listen from your office speaker phone.  If you register for the webinar, your registration fee also includes one internet connection from a single computer terminal.


The LIVE WEBINAR option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.  Registrants receive a toll-free number and pass code that will allow entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, pin number, and handouts will be emailed to you prior to the broadcast. You will need the most current version of Adobe Reader available free at www.adobe.com.

Can't attend the live webinar?  The ON-DEMAND WEB LINK** is a recording of the live event including audio, visuals, and handouts. We even provide the presenter's email address so you may ask follow-up questions. Approximately 1 week prior to the webinar, you will receive an email with the web link. This web link can be viewed anytime 24/7, beginning 6 business days AFTER the webinar and will expire 6 months after the live program date.  But there's more . . . AS AN ADDED BONUS, you will also receive a FREE audio/visual CD ROM.* The CD ROM includes the original audio/visual presentation, the question and answer sessions, and the handouts. Use the on-demand link or this "off-the-shelf" training program for those that could not attend the live seminar and for future training.

*CD Rom for PC use only
**All materials are subject to copyright and intended for your credit union's use only.

NEW! Listen on your iPad, iPhone, or Android. Instructions will be emailed to you with the on-demand link.

$199.00 Webinar per connection
$199.00 Archived On-Demand Web Link & Free CD ROM
$249.00 Both Live Webinar & Archived On-Demand Web Link & Free CD ROM

TIME: 3:00 p.m. - 4:30 p.m.

To register and pay by check, email mzelinsky@njcul.org and your credit union will be invoiced. To register and pay online, click here.